Monday, May 31, 2021
Memorial Day at the beach: People gathering like it’s 2019 and loving it - RochesterFirst
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Want To Move Careers? Here Are 3 Critical Questions To Ask - Forbes
With the onset of economic recovery, 1 in 4 workers is considering quitting their current job, a survey by Prudential Financial’s Pulse of the American Worker said.
80% of survey respondents are worried about their career advancement; 72% pointed that the pandemic made them rethink their skill-set; and over 50% have already spent the additional time provisioned by the last 12 months to gain new training, which will be useful when switching jobs.
But change can be overwhelming and job-hopping may induce career-anxiety. This is particularly true today, as employers contemplate career shifts in an economy still coming to terms with the effects of the pandemic. The job search — and the questions associated with it — are not always easy to navigate through.
Here are three levels of analysis that will position you on a path of astute career management:
1) Market-Level Analysis: Do I Want To Stay In My Current Industry?
The pandemic has shifted industry trends and cast a focal light on sectors that require in-person modality versus the flexibility to work remotely. Occupations such as medical care at hospitals and clinics; personal care at hair salons; and front-line customer service representatives such as bank tellers require on-site human interaction.
From the supply-side of jobs, the pandemic has accelerated trends in remote e-work and automation, with 25% more workers than past estimates needing to switch professions, a McKinsey and Co. report said.
The good news is there is booming opportunity in certain market areas: e-commerce has grown two to five times faster than before the pandemic, propelling greater number of jobs in this category. Those contemplating entering tech, e-commerce or digital industry areas can make themselves competitive by gaining relevant training and certifications — many of which are readily available remotely.
2) Firm-Level Analysis: Do I Want To Stay In My Current Company?
When the pandemic was at its peak in the United States, there was a somewhat unanimous move towards remote-work. As vaccination efforts progress and the economy recovers, however, companies are taking a range of positions on the future of work-from-home.
J.P. Morgan, for example, may requires employers to return to physical offices by July. “Most professionals learn their job through an apprenticeship model, which is almost impossible to replicate in the Zoom world,” Jamie Dimon, the company’s CEO said. Other top banks and financial advisory firms may adopt a similar policy.
From an employee-perspective, however, there is rising interest in a hybrid model of work. Flexibility is high on the list of employee preferences across sectors. The problem is: Most organizations have not communicated a clear vision for post-pandemic work, a recent survey suggests. And individuals are growing anxious with the lack of concrete information: 47% of this survey’s respondents flagged this as a cause for concern.
Besides work modality, employees are increasingly drawn towards companies that are people-centered, are driven towards equitable outcomes, and are committed to diversity and inclusion. Data suggests that companies that hire, retain and promote diverse talent are more employee-friendly in creating a positive workspace.
3) Individual-Level Analysis: Do I Want A Personal Change?
Individual preferences are essential in decision making. Time spent in reflection during the pandemic pushed many to discover their true passions. If you feel that your current career trajectory does not align with what you enjoy most, be thankful for this realization.
Next steps: think deeper and explore ways to monetize opportunities where passion overlaps with vocation. Before making moves, ask yourself: what matters most to me when selecting future employers: values, financial incentives, benefits, independence, career advancement opportunities. What am I looking for?
Make sure, however, to consider your risk-appetite when boarding any route — new beginning are not always structured and may involve greater uncertainty. Along the way, remember also that reality-checks are essential: there is rarely a ‘perfect job’. But a incremental, healthy aspiration towards one is a step in the right direction.
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Denver weather: Here’s when forecasters expect the rain to end - The Denver Post
The rain clouds that have blanketed Denver over much of Memorial Day weekend are expected to clear out just as the holiday weekend ends.
Rain and possibly thunderstorms are expected to continue in Denver through Monday evening, according to the National Weather Service in Boulder. The chance of rain will decrease throughout the day and showers are expected to stop after 7 p.m.
Sunshine and temperatures up to 72 degrees are expected Tuesday, though there is a 30% chance of thunderstorms after noon.
The temperature will climb throughout the week up to a high of 85 degrees expected on Friday. Besides a slight chance of storms Wednesday afternoon, the skies should stay clear and sunny.
Rainfall in Denver has far exceeded normal so far this year. The National Weather Service has measured 10.5 inches of rainfall since Jan. 1 — nearly double the normal rainfall of 5.5 inches in that time frame.
About a third of that rain fell in May alone. The weather service recorded 3.7 inches of rain in Denver in May. The normal is 2.2 inches.
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NATIONAL CHAMPIONS - Men's Lacrosse defeats Salisbury, 15-14, in 2OT to win 2021 NCAA Division III National Championship - Rochester Institute of Technology Athletics - RIT Athletics
RIT clinched its first national championship in program history while finishing the season with an unblemished 14-0 record. The third time was also the charm for the Tigers after falling in the 2013 and 2017 national championship games, including a 16-14 setback to the Sea Gulls four years ago.
Senior attackman Quinn Commandant (Rockwood, Ontario/The Kiski School) was named the tournament Most Outstanding Player after totaling five goals and two assists in the victory.
Salisbury won the opening face-off of the second overtime, but senior LSM Taylor Jensen (New Westminster, British Columbia/New Westminster) caused a turnover to give the Tigers possession with 3:47 on the clock. Setting up the offense, senior attackman Marley Angus (Oakville, Ontario/Holy Trinity) took a shot that went wide of the cage, but the Tigers backed up the shot to retain possession with 2:30 on the clock. On the re-start, senior attackman Dawson Tait (Ottawa, Ontario/Mother Teresa) whipped a pass from behind the Sea Gulls' goal in front of a crowded crease to Barnable, who tipped the ball out of the air into the net for the historic tally.
Postgame | @RITMensLax discusses thrilling 2-OT victory and the feeling of capturing the program's first @NCAADIII Championship. #RIT #d3lax pic.twitter.com/9IAYhhmGNz
— RIT SportsZone (@RIT_SportsZone) May 31, 2021
HOW IT HAPPENED
- RIT senior goalie Walker Hare (Libertyville, IL/Libertyville) was credited with 14 saves, including a game-saving stop with 1:07 left in the first overtime.
- Commandant scored the final goal of the first quarter and opened the second quarter with another tally to push the Tigers to a 5-3 with 13:03 on the clock. Salisbury answered at 10:28, but Commandant tallied again for a 6-4 RIT lead with 9:59 left in the half.
- Salisbury scored three-straight goals in a 1:27 stretch to take a 7-6 lead with 7:12 on the clock, but senior face-off specialist Nick Montemorano (Victor, NY/Victor) won the ensuing face-off and scored seven seconds later to kick-start a 3-0 run which yielded a 9-7 RIT halftime lead.
- Salisbury out-scored RIT, 4-1, in the third quarter and scored 25 seconds into the fourth to take a 12-10 lead. Tait capitalized on a Sea Gull miscue at 11:56 before the Sea Gulls answered a minute later to retake a 13-11 lead.
- Rosenblum scored unassisted on a strong dodge in front with 8:47 remaining before Barnable bulled his way to the crease to knot the game, 13-13, 41 seconds later.
- Salisbury took a 14-13 lead with 7:13 left in regulation and was nearly able to run out the clock, but the Tigers capitalized on a Sea Gull turnover with 17 seconds left as Barnable hit Commandant on the crease for his fifth of the game with 12 seconds left in regulation.
- RIT had the first two possession of the first overtime, but couldn't convert, while Hare also kept the Gulls at bay to force a second OT and setup Barnable and Tait's double-overtime heroics.
WALKER HARE (re: what it feels like to win a national title):
It means the world. This is something I've never been able to experience before. We're just elated to be a part of the team that did it for RIT. We talked with Lou Spiotti, our athletic director, last night. He reiterated how proud the school was of us and how they always had our back that no matter the outcome they would always be behind us, and we played like that today.
QUINN COMMANDANT (re: the game-tying goal in regulation):
It was a great play. I turned the ball over there. Dawson and Rosy made a great look and I was just the one knocking it home. It was a big one. It kept us alive.
COACH COON (re: his thoughts about the game):
Well, first of all, that was an incredible game. Just looking through the stats here, it was a dogfight; it was a battle. Kind of knew it was two evenly matched teams coming into today. At least we felt so. We knew we were going to be in a gamel ike that. The guys were resilient all day long. Handled some adversity throughout the second half and made some plays. And I'm so excited for them. They put in a lot of time and effort, especially this year, it's been a challenging year. So just so happy for them. I'm happy for RIT. Everyone who is involved with RIT lacrosse, our alumni, Mr. Spiotti, retiring this year, couldn't think of a better finish for him. We had an interesting week. We had a player lose his mom. And he's back home. He couldn't even make this game. And these guys really rallied around him. It was really special. We also had a birth with our assistant coach had a child, his first child. So what an amazing feeling for everybody involved with RIT lacrosse.
(re: about winning a national championship):
I think one other question I get asked is, do I feel pressure to win one. And that's never been the case. I think we believe in each other. We have that support. Everything was there for the making. We just needed to make plays in a 60-minute game and we were able to do that today. So, wow, it's a great feeling. Surreal. But really fired up for the team out there. We had a bunch of fifth-year guys come back for this. And man, I can't see a better finish for those guys. What a great group of fifth-year seniors, the leadership was wonderful. Guys just made plays.
GAME NOTES
- Montemorano won 14-of-31 face-offs and picked up a team-best seven ground balls.
- The Tigers went 1-for-2 with man advantage while holding Salisbury to 1-for-3 on its extra-man chances.
- RIT's attack unit of Commandant, Tait and Sundown combined for eight goals and 12 points.
- Nine Tigers scored a goal, including three with multiple tallies.
- RIT's top midfield line of Barnable, Angus and Rosenblum combined for four goals and eight points.
- Jensen led the Tigers with five caused turnovers.
- RIT was 18-of-21 on clearing attempts
- RIT completed its 11th-straight appearance in the NCAA Tournament and 22nd overall.
- RIT improved to 33-21 in 54 NCAA Tournament games, all-time.
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NATIONAL CHAMPIONS - Men's Lacrosse defeats Salisbury, 15-14, in 2OT to win 2021 NCAA Division III National Championship - Rochester Institute of Technology Athletics - RIT Athletics
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How to Know When Inflation Is Here to Stay - The Wall Street Journal
Shoppers browsed the Rail Yards Market in Albuquerque, N.M., earlier this month.
Photo: Adolphe Pierre-Louis/Albuquerque Journal/Zuma Press
Inflation is here already, and in the long run there is a lot of upward pressure on prices. But between now and then lies a big question for investors and the economy: Is the Federal Reserve right to think that the price rises we’re seeing now are temporary and will abate by next year?
Some at the Fed are already having vague doubts, starting to talk about when to discuss removing some of their extraordinary stimulus even as they continue to push the idea that inflation is likely to fall back of its own accord.
The argument that inflation is temporary is simple. Consumer demand has been boosted massively by stimulus and the reopening release of pent-up demand. Supply is unable to keep up thanks to inventories and capabilities run down when demand collapsed during lockdown, workers unwilling to return to work and the overhang of Covid-19 restrictions on production. As a result, there are some extraordinary price ramps in narrow areas, such as used cars, that are pushing up headline numbers. The resulting price rises will abate once spare cash is spent and business is back to normal.
The difficulty is how to test whether this is right, because many of the usual gauges are being mucked up by the scale of the post-pandemic rebound. There are three broad areas to watch: the labor force, consumer demand and inflation expectations.
Workers can embed inflation through pay raises. There aren’t enough workers, so wages go up. Those workers have more money to spend, so prices of goods and services rise. The workers then demand pay raises, and on and on.
There is plenty of anecdotal evidence that pay is going up, especially for workers at the bottom of the jobs ladder. With a record number of vacancies, businesses report that they are raising pay and offering special bonuses for hiring, and several very large companies, including Amazon and McDonald’s, have increased wages amid a shortage of workers.
The National Federation of Independent Business found that the top overall concern of small-business owners in both March and April was labor quality, at a time when they are hiring furiously. Similarly, the Richmond Fed’s manufacturing survey in May showed by far the biggest skills shortages since it began asking about them in 2010.
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But is this permanent? The inflation case is that the pool of workers no longer matches the skills employers need, and that wage rises at the bottom will filter up as more senior employees demand a raise to maintain their pay premium. The second part of this seems plausible, but the first is harder to understand. Sure, lockdowns accelerated online adoption and perhaps encouraged older workers to retire, but has the economy really changed that much?
More likely is that the shortage of workers is driven by a temporary combination of Covid-19 fear and higher unemployment benefits making work less appealing, with some parents having child-care problems while schools are closed. Fear will fade with vaccine deployment, extra federal benefits expire in September and schools will reopen. Come September, the 9.8 million unemployed and the 8.1 million job vacancies might match up, and the skills shortages and accompanying wage pressure go away.
We will find out for sure only in September; if some unemployed people have been choosing not to work, or caring for children, they will surely be eager to take jobs once benefits fall and all schools reopen. Meanwhile, watch the jobs numbers for the Republican states that have chosen to cut benefits early to see if more people return to work. In September, look to surveys such as the NFIB and Richmond Fed for confirmation that skills shortages are easing, and keep listening for anything companies say about margins, as they grapple with whether to absorb higher wages or pass them through to customers.
Consumers came out of lockdown flush with cash, and have been spending frantically since shops, bars and leisure activities reopened. The survey of purchasing managers by IHS Markit showed new orders across the economy at the highest on record in May, and everything is booming.
It is unprecedented for household income to improve in a recession the way it did last year, so we should be humble when predicting what will happen next. One possibility is that households spend some of their savings but continue to save more than before in case of future trouble, while higher prices make people think twice about splashing out. In that case, the current demand surge would sputter and die away.
Another possibility is that consumers decide this is a rerun of the Roaring ’20s, and they want to party, spending down the entire savings pile; add in wage hikes and they will have even more to spend. If this happens, demand could stay high for a long time, keeping up the pressure on supply and wages. Add in companies investing to try to catch up with demand and the conditions would be in place for a boom, with inflation continuing unless productivity improved or the workforce expanded.
Watch consumer spending and saving to gauge the mood, and corporate investment as a rough-and-ready proxy for future productivity.
Inflation expectations can become self-fulfilling, and are watched closely by the Fed. One-year consumer inflation expectations reached 4.6% in May, according to the University of Michigan survey, the highest since the China commodity boom of 2011. However, long-run expectations of 3% are still only the highest since 2013, and unlikely to bother the Fed much, while the Treasury market’s long-term break-even inflation rate remains close to the Fed’s target of 2%. These, along with economists’ forecasts, should be watched closely. If expectations stop being anchored to the Fed’s target, policy makers will worry a lot.
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Here's Where Things Stand With Biden's Infrastructure Bill - NPR
President Biden and Senate Republicans are still trying to reach a deal on infrastructure investment. But big differences remain, and time is short.
STEVE INSKEEP, HOST:
Exactly how gridlocked is the United States Congress? President Biden had set Memorial Day as a deadline for agreement on an infrastructure bill, but the president's suggestion has not yet produced a deal.
NPR White House correspondent Scott Detrow is here. Scott, good morning.
SCOTT DETROW, BYLINE: Good morning.
INSKEEP: And happy holiday to you. Will you remind us, what is the fundamental problem here when the president and his party - president has - president's party has the White House and Congress?
DETROW: It's a dynamic we've talked about over and over and over. And it's the fact that Democrats hold control of the Senate with just 50 votes due to the tiebreaking vote that the vice president can cast. But in order to pass really anything substantive, they need 60 votes. They need 10 Republicans to be on board. And given the trench partisan warfare we have seen for years now in Washington, it just does not seem likely in many high-profile areas.
INSKEEP: So it's not really majority rule. It's supermajority rule. How has that shaped the debate over infrastructure?
DETROW: Well, in order to pass a broad bill on the scope that the vice - that President Biden wants to see passed, he needs to convince Republicans to get on board. Biden also has political reasons for trying to pass a bipartisan bill. He wants to cool partisan tensions in the country to look like he's getting things done. He is trying very hard to do this.
Shelley Moore Capito, the lead negotiator for this group of Senate Republicans, is - says these talks are earnest. They are making progress, even though they're very far apart. Capito says she and Biden are going to meet again this week to try to get something done.
(SOUNDBITE OF TV SHOW, "FOX NEWS SUNDAY")
SHELLEY MOORE CAPITO: He told me on the phone just day before yesterday, let's get this done. And I think that means that he has - his heart is in this. We have had some back-and-forth with the staff, who've sort of pulled back a little bit. But I think we're smoothing out those edges.
DETROW: President Biden has said that he's going to give this a try for a little bit further. But you can hear the White House starting to say this is on the clock. Biden, Pete Buttigieg, the transportation secretary, and others are saying they really see about a week left for these talks before they maybe reverse course and go down the partisan route again.
INSKEEP: Well, I'm trying to figure out just how broken the overall system is. We know that the president would rather the system work in a bipartisan way. That's what he was used to in the Senate and that he's spoken for when campaigning and at other times. We had Senator Chris Coons of Delaware on the program last week. He's considered a close ally of the president. I don't want to say he speaks for the president, but he certainly has that mood of wanting bipartisanship if possible. And in fact, he emphasized that some other things are passing, Scott. Let's listen to that.
(SOUNDBITE OF ARCHIVED NPR BROADCAST)
CHRIS COONS: I'll remind you, last month we actually passed a $35 billion water and wastewater infrastructure bill. Literally today, the public works committee is marking up an authorizing bill that I think will go through on a bipartisan basis. And this week, we are debating and I think we'll finally pass a $120 billion bill for making our country more competitive with manufacturing and innovation. There is progress on other fronts.
INSKEEP: That's Chris Coons last week. So Scott, is it true that lawmakers are inclined to cooperate when the bill at issue is not the partisan headline item?
DETROW: Well, I think that the fate of that last bill that he was talking about is kind of a counteroffer here. It's a broad measure that does have a lot of bipartisan support to invest in research, technology, part of trying to counter China. It got tied up. The Senate left last week without passing that bill because it became suddenly very partisan, not necessarily because of that bill in question but because, that day, the Senate was also holding a vote on whether or not to create an independent commission, bipartisan commission to investigate the deadly attack on the Capitol on January 6. That measure failed. Republican senators blocked it. And a lot of the more progressive wing of Coons' caucus is saying, if we can't get bipartisan agreement on something like that, how can we get it on anything substantive?
INSKEEP: NPR's Scott Detrow. Thanks.
DETROW: Sure thing.
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Space debris strikes space station. Here’s what it damaged - WKMG News 6 & ClickOrlando
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A chunk of space trash has left a hole in the International Space Station’s robotic arm but NASA and Canadian mission managers say the arm’s functions won’t be impacted; however, this is far from the last debris encounter for the orbiting laboratory.
The ISS orbits about 200 miles above the planet, in low-Earth orbit, a very popular area for small satellite launches and lots of space debris. More than 23,000 pieces of, essentially, trash from defunct satellites, rocket parts and other objects are being tracked by NASA at all times in the event of a possible collision with spacecraft or the American football-field length space station — where typically about seven astronauts are living and working. There are also other objects including dust particles or smaller pieces of satellite debris that are too small to be tracked.
Even with those precautions — mission managers can make the call to move the ISS to avoid such collisions — impacts to the ISS and its extremities do happen. The space station has also been impacted by tiny micrometeorites before.
[PODCAST: Who takes out the space trash? Space debris is growing, here’s what’s being done about it]
On May 12, during a routine inspection of the Canadian Space Agency-made robotic arm, known as Canadarm2, a hole was observed in a small section of the arm boom and thermal blanket.
CSA and NASA engineers worked together to assess the damage and have determined the arm’s performance remains unaffected, according to an update from the CSA. The robotic arm is key to the ISS because it is used to grapple spacecraft and assist astronauts during spacewalks, several of which are coming up.
Operations for the Canadarm2 will continue as planned. The CSA did not disclose if the hole will be patched or repaired.
This week SpaceX will launch its Cargo Dragon spacecraft to the ISS carrying 7,300 pounds of science, supplies and hardware, including a massive set of new solar panels to power the ISS for years to come.
Liftoff is scheduled for 1:29 p.m. Thursday from Kennedy Space Center Launch Complex 39A.
Use the form below to sign up for the ClickOrlando.com space newsletter, sent every Wednesday afternoon.
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Memorial Day MLB standings check - Surprises, disappointments and who will rule from here - ESPN
It's Memorial Day, which means one extra little thing for MLB fans: You're now officially free to look at the MLB standings.
The old adage among baseball fans is that you should avoid checking the standings until Memorial Day. Allowing two months of the season to play out first gives time for small sample-size blips for enough games to add meaning to what we see in every division. And while where your team sits in the standings today may not serve as a guarantee to where it will finish the season, there is some truth to the concept: According to Elias Sports Bureau, 59% of teams (84 of 143) that were in sole possession of first place on the morning of June 1 have gone on to win their division in the wild-card era (since 1995 and excluding 2020).
With that in mind, we asked ESPN MLB experts Bradford Doolittle, Buster Olney and David Schoenfield to take a good look at the standings right now to help us make sense of where things stand in the 2021 MLB season so far.
What's the first thing that jumps out at you when you look at the standings right now?
Olney: The NL East -- the division that generally was thought to be the best and most competitive -- is an absolute mess. It looks like a NASCAR race after a 25-car pileup in Lap 15, and it appears a significant chunk of time will be required for the teams to sort through their respective issues, through injuries, through problem-solving regarding lineup and roster holes.
Doolittle: The division could hardly be more clustered. You can't help but notice that it's the Marlins who have generally held the best run differential in the division even though Starling Marte has been out for weeks and Sixto Sanchez has missed the entire campaign. Losing Brian Anderson hurts, but Miami still appears to be on a trajectory of getting healthier, while the supposed top four in the NL East do not.
Schoenfield: Yeah, the NL East stands out, especially now that the Dodgers are starting to roll again after going through that 4-14 stretch. At one point a few days ago the Mets had 16 players on the injured list. They've been running a lineup that might not fare well in Triple-A, especially given Francisco Lindor's early struggles at the plate. The rest of the division should be kicking themselves that they didn't create a little separation from the Mets under these circumstances -- except, of course, they've all had some significant injuries as well. Could we be headed to our first sub-.500 division champion? (Not including the 1994 AL West, when all four teams were under .500 when the strike ended the season in August.)
Which team is headed for a big rise or drop in the standings in the future?
Doolittle: I'll give two related teams: I think Cleveland and Minnesota will eventually flip spots in the AL Central. Cleveland has too many holes in its lineup, and the rotation hasn't been that great, either. Too much of the weight there is carried by Jose Ramirez and the bullpen. Also: So far, Cleveland has played one of MLB's easiest schedules. Meanwhile, the Twins have way too much talent and depth to have played as poorly as they have over the last few weeks. They are already snapping back into form.
Schoenfield: I agree with Brad. I think the Twins can still mimic the 2019 Nationals, a team that was 19-31 before turning things out, winning a wild card and then running the table in the postseason. They need to figure out the closer situation, maybe trading for Seattle's Kendall Graveman or the Rangers' Ian Kennedy. I also wonder a bit about the Brewers. They're hovering around .500 even though Brandon Woodruff, Corbin Burnes and Freddy Peralta entered the weekend with a combined 2.03 ERA. You have to expect SOME regression there from that outstanding trio. I just don't know if they have enough offense, even if Christian Yelich overcomes his back problems and starts slugging again. The pitching is too good for a complete free fall, but the Cardinals and Cubs may start pulling away.
Olney: This is like plucking low-hanging fruit, but the Dodgers will continue to gather momentum, with Cody Bellinger and others returning from the injured list, and with whomever L.A. adds leading up to the trade deadline.
Which team's place in the standings right now is the most disappointing?
Olney: It's got to be the Angels, right? Shohei Ohtani has been the most valuable player in the sport this year with the value he's providing. Before Mike Trout got hurt, he was having the best season of his career. Yet the Angels still are apparently not close to contending. The starting pitching around Ohtani has been shockingly bad.
Doolittle: Since I've already touched on the Twins, I'll go with the Angels. You figure that one of these seasons they'd at least run into a luck of good pitching, but maybe not. It's a shame, because a postseason that featured Mike Trout and Shohei Ohtani would be really fun to see.
Schoenfield: The Twins and Angels are the answer here. You can throw in the entire NL East if you want, but I'll mention the Royals. After starting 14-7, there was hope that this team could challenge the AL Central, but they quickly squandered that hot start with an 11-game losing streak. The thing is, this isn't really a young team. Using Baseball-Reference's average age, which is weighted for playing time, the Royals have the fourth-oldest lineup in the majors. They are younger on the pitching side -- 10th -- but the young rotation hasn't stepped up as of yet. In a sense, this is a team that is built to win now with 30-somethings Salvador Perez, Carlos Santana and Whit Merrifield carrying the offense, but right now the Royals look like a .500 team at best.
Which team's place in the standings is the biggest surprise in a good way?
Doolittle: My projection system didn't love the Giants, yet when I commented on them in the preseason, I was always careful to mention that they were a likely candidate to outplay the forecasts. It's just a really well run club with a smart manager and a core of players who have been a part of a lot of winning. Can they keep hanging with the Padres and Dodgers? That's a hard road, but so far, the Giants have been on a great ride.
Olney: The Red Sox. Chaim Bloom spent last year building the infrastructure within the organization's talent, and between that progress and the return of Alex Cora as manager, Boston has stepped back into the AL East race. Now the question will be how much ownership will bet on the team's playoff chances and is willing to spend before the trade deadline.
Schoenfield: I might go with the Mets here, actually. Let's see: Lindor struggling, Dom Smith struggling, James McCann struggling -- and those are the three hitters who have been healthy. Jacob deGrom missed a few starts. Carlos Carrasco hasn't pitched yet, and Taijuan Walker was pitching great before landing on the IL. David Peterson and Joey Lucchesi are a combined 2-7. Cameron Maybin went 0-for-26, and Michael Conforto has two home runs. And yet, they're in first place. Did we mention the NL East is bad?
Which team should go into sell mode between now and the trade deadline?
Olney: The Angels absolutely should be sellers, given how many players have free agency looming -- and they should be thinking right now about a looming contract quandary. It's very difficult for big-market teams to carry three $30 million-a-year deals. Mike Trout will be an Angel for life, of course, and Anthony Rendon is also making huge dollars. With Shohei Ohtani now a couple of years from free agency, it's possible he could be a $30 million-a-year player -- and if he continues to play this well, with this much attention, the Angels are going to want to keep him. So the team should be thinking about proactively looking for opportunities to move as much of Rendon's contract as possible to put it in a better position to retain Ohtani.
Doolittle: The Rockies had better be lining up the suitors for Trevor Story, because that team isn't going anywhere. They are winning at a .143 clip on the road and have darn near been doubled up in run differential away from home. It's time to tear this thing down to the studs and have another go at it with a fresh front office.
Schoenfield: It will be interesting to see what Farhan Zaidi ultimately decides to do with the Giants. Even if they fall six or seven games behind the Dodgers and Padres, the second wild-card could still be in play. Kevin Gausman, a pending free agent, would be one of the most attractive pitchers on the market if he's made available -- but he's also a pitcher capable of winning that wild-card game.
Jerry Dipoto, on the other hand, has an easier decision. The Mariners aren't good, can't hit and are still building up. Kendall Graveman hasn't allowed a run and would be a late-game option for contenders. Mitch Haniger is having an outstanding season, and while he's under team control for another season, Jarred Kelenic is in the majors, and Julio Rodriguez could arrive next season. Given the need for offense across the league, Haniger should bring back a nice prospect or two in return (but could also help the team next year).
Who will finish the season with the most wins in the AL, and how many?
Doolittle: The Rays will top the league with 96 wins. Everyone else has injuries or roster holes to steer around, while Tampa Bay is already humming along with all sorts of replacement parts at the ready if any one cog breaks down.
Olney: The Rays, 98 victories.
Schoenfield: The Rays are a damn miracle, aren't they? They just find a way. But I'm going with the White Sox with ... 95 wins. An easier division than the AL East, a strong rotation and bullpen that should prevent any extended losing stretches and a good lineup even without Eloy Jimenez and Luis Robert. Plus, they've only played the Tigers three times so far, so that's 16 more games against them.
Who will finish the season with the most wins in the NL, and how many?
Doolittle: The Dodgers will win 104 games, two more than the Padres. The presence of the latter accounts for the win total of the former. These teams will push each other all season to avoid the wild-card game, and it'll be glorious.
Olney: The Dodgers are due for a long winning streak, and they'll finish with 102 wins.
Schoenfield: They won't get to my 110 preseason prediction, but I'll also go with the Dodgers at 102. Finishing one game ahead of the 101-win Padres.
Which team will lose the most games and get next year's No. 1 overall draft pick?
Olney: The Orioles, who will be beaten up the rest of this season by four AL East organizations that are actually trying to win.
Doolittle: The Orioles have the early lead, and they've proved over the past few years that there is no useful veteran that they aren't willing to unload if it'll net them a few more ticks under the "L" column.
Schoenfield: This will be one of the most intriguing storylines the final two months because super-prospect Elijah Green is the jewel of the 2022 draft, a high school outfielder who could end up as the top amateur draft prospect since Bryce Harper.
This looks like a heated four-team race between the Orioles, Tigers, Pirates and Rockies. The Orioles have the "advantage" of playing in a division with four other good teams. The Rockies still have 13 games against the Padres and 12 against the Dodgers and will probably trade Story right after the All-Star Game (which, remember, is now in Denver this year). The Pirates are terrible. The Tigers at least have a little pitching. I'll go with the Orioles as well, although John Means may single-handedly keep them the worst record.
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Memorial Day MLB standings check - Surprises, disappointments and who will rule from here - ESPN
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Here are smart money moves to make now as the economy bounces back - CNBC
Covid-19 vaccinations are on the rise. Mask mandates are being stripped away. Businesses are reopening.
What should you do to get on track with your money during the economic recovery?
The U.S. economy is showing signs of life as the country reopens and returns to a new normal following the coronavirus pandemic. Weekly jobless claims dipped to a new pandemic low of 406,000, and the economy added 266,00 jobs in April, a positive gain, though below expectations.
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"What we've seen is some really bright spots, some very encouraging news. It gives me hope, and I am bullish for the future," San Francisco Federal Reserve President Mary Daly told CNBC during a recent "Closing Bell" interview. She also said that the Fed hasn't seen enough progress yet to change policy.
Many households are still dealing with the impact of the pandemic and will be for many years, even as the economy recovers. And, even those who weren't hit as hard by Covid may need to reassess their finances, as lockdowns have shifted priorities and spending habits — as things return to normal, inflation has risen, which can be concerning for consumers not ready to spend more for goods and services.
What's more, money experts say after being caught off guard by the coronavirus pandemic, many Americans may now be more mindful about being prepared for the next possible economic downturn.
Here's what experts recommend people focus on as the economy reopens and recovers.
1. Rebuild emergency savings
The pandemic was a complete surprise and showed many Americans just how unprepared they were to withstand an emergency. Now, as the U.S. rebuilds the economy and more people are going back to work, bolstering emergency savings should be top of mind.
"The best financial practices pertain through bad times and good," said Mark Hamrick, senior economic analyst at Bankrate. "We'd strongly counsel to make emergency savings a priority."
A rule of thumb followed by many financial experts is that people should have three to six months of living expenses in an emergency savings fund. But 13 months into a pandemic that's left millions unemployed, people may be rethinking their savings goals.
If you took on $25,000 of debt, you can't manage your finances like you don't have $25,000 of debt to pay off.Tania BrownCFP and coach at SaverLife
"That should make people think a second time about using the rule of thumb, and actually think of their own specific situation," said Dana Menard, a certified financial planner and founder and CEO of Twin Cities Wealth Strategies in Maple Grove, Minnesota.
Depending on their career, industry, family and specific needs, some people may want to save more — or even less — in an emergency savings fund to prepare for the next event.
"Three months is just the starting point," said Tania Brown, CFP and coach at SaverLife, a nonprofit focused on saving.
2. Pay down debt
Another high-priority financial goal that experts recommend is paying down debt, especially for those who might have taken on more to keep themselves afloat during the pandemic.
"If you took on $25,000 of debt, you can't manage your finances like you don't have $25,000 of debt to pay off," Brown said. That means that people should come up with a game plan for paying off debt with one of many strategies, such as paying off high-interest debt first or focusing on the debt that's easiest to get rid of quickest.
Now is a good time to plan for debt management, according to Brown. In the last few months, with a third round of stimulus checks and tax refunds going out, families especially could have thousands of extra dollars to deploy.
Of course, some people may want to pay down their debt before they build up emergency savings or work towards both goals simultaneously.
If people can afford to work towards multiple financial goals at once, they should, said Menard, adding that not everyone has that ability.
3. Rework your budget for the new normal
Last year was unusual, and for many that resulted in drastic changes to their set budget. Whether people lost work and had to find other sources of income or found that they had extra money from canceled trips, budgets may need updating.
This is also important as people begin to reenter the world as it opens post-pandemic. They should be extra careful not to let their excitement lead to overspending, Brown said.
Really factor in what that inflation is going to be – what you think that you had budgeted before might not be enoughMarisa BradburyInvestment advisor at Sigma Investment Counselors
It's also a good idea to check to see if the cost of certain goods and services are the same or have changed due to the pandemic.
"Be mindful of inflation creeping in — things might cost more," said Marisa Bradbury, CFP, CPA and investment advisor at Sigma Investment Counselors in Lake Mary, Florida. "Really factor in what that inflation is going to be — what you think that you had budgeted before might not be enough."
If you do have money to allocate to fun things such as entertainment, shopping or travel, Bradbury recommends checking back in with your budget and setting aside a specific amount to guard against overspending. This is especially important for those in retirement living on a fixed income, Bradley said.
4. Recalibrate and revise your financial goals
As the U.S. moves on from the pandemic, people should also reassess their long-term financial goals. The past year set millions of Americans back in many ways, and for some that meant pushing off milestones such as buying a house or car.
"If they were hammered by 2020, they may have to push out retirement for a couple of years; that's OK," Brown said. "They may have to get some of those financial fundamentals taken care of first."
Even as the economy recovers, however, getting back to pre-pandemic finances won't happen overnight, according to Brown. And, people should be aware of that and adjust their expectations accordingly.
"What worked in 2019 or even 2020 may not work now," she said.
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