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Thursday, June 30, 2022

Students are taking on 'unsustainable debt' for college, says former FDIC chair: How to know what you can afford - CNBC

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The student loan crisis has made it clear that many borrowers have gotten in over their heads, said Sheila Bair, who has served as both a bank regulator and a college president.

She blames the lack of transparency and confusion around this category of loan.

About 44 million Americans owe a combined $1.7 trillion in student loan debt. Roughly a quarter are estimated to be in default or delinquency.

"We have a lot of students that have taken out unsustainable debt levels," said Bair, who was chair of the Federal Deposit Insurance Corporation during the 2008 financial crisis. She later served as president of Washington College, based in Chestertown, Maryland.

More from Invest in You:
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Millions of students leave college with debt but no degree. Here's why
Student loan forgiveness could help narrow the racial wealth gap, say advocates

Debt impact 'is not readily apparent' to young borrowers

As college tuition has increased, so has the average loan balance, which has tripled since the 1990s, to $30,000 from $10,000. Some 7% of borrowers have more than $100,000 in debt.

"Young people, mostly we're dealing with high-school students, they've never probably borrowed before," Bair said.

"Because we don't do as good a job on financial education as we should ... the basics of debt, and what it means, is not readily apparent and just understandable to students — and sometimes to their families," she added.

Decide: How much student loan debt is affordable?

Before you take out a student loan, you should have an idea of how much debt you can manage, instead of looking at how much money you can borrow, said Bair, a member of the CNBC Invest in You Financial Wellness Council.

"A lot of students do not think about what they can afford [and] how much they're going to be earning," she said. "They are not encouraged to think that way."

To that end, Bair has been working with the Peter G. Peterson Foundation, which recently announced a new student debt initiative. The nonpartisan foundation is "dedicated to increasing awareness and accelerating action on America's long-term fiscal challenges," according to its website.

Part of the program includes an affordability calculator, which takes into account your major, college, the year you'll start school and where you want to live after graduation.

The location of your life after college matters because it determines your expenses and income potential, Bair said.

The calculator then tells you the maximum amount you can borrow and still be able to afford the payment.

"This will be empowering for students and their families, because it will give them an all-in number of the maximum amount of debt the student should have, once they graduate," Bair said.

Students can then take the number to college financial aid offices to figure out if it works. If it doesn't, you can ask about additional scholarships and work-study arrangements that may help to offset the cost, she suggested.

If a college can't work with you, find those that can.

"This will also empower you to be a competitive shopper in terms of the financial aid package that a college is providing," Bair said.

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Remarks by President Biden in Press Conference | Madrid, Spain - The White House

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Institución Ferial de Madrid
Madrid, Spain

2:56 P.M. CEST

THE PRESIDENT:  Good afternoon, everyone.  Thank you.  If you have a seat, please sit down.  You’d think someone else walked in the room.  Thank you very much for taking the time to be here.

I think we can all agree that this has been a historic NATO Summit.  Some of the folks have been covering me for a while.  About a year and a half ago, when the first G7 meeting took place in England, I talked about the need for us to reconsider the makeup of NATO, how it functioned, and come up with a different strategy for the — for NATO and how we work together.  And — and in addition to that, we also talked about the G7 taking on additional responsibilities.

And before the war started, I told Putin that if he invaded Ukraine, NATO would not only get stronger but would get more united.  And we would see democracies in the world stand up and oppose his aggression and defend the rules-based order.  And that’s exactly what we’re seeing today.

This summit was about strengthening our Alliance, meeting the challenges of our world as it is today and the threats we’re going to face in the future. 

The last time NATO drafted a new mission statement was 12 years ago.  At that time, it characterized Russia as a partner, and it didn’t even mention China.  The world has changed, changed a great deal since then.  And NATO is changing as well.

At this summit, we rallied our Alliances to meet both the direct threats that Russia poses to Europe and the systemic challenges that China poses to a rules-based world order. 

And we’ve invited two new members to join NATO.  It was a historic act.  Finland and Sweden, two countries with a long tradition of neutrality and choosing to join NATO. 

Some of the American press will remember when I got a phone call from the leader of Finland saying could he come and see me.  And he came the next day and said, “Will you support my joining — my country joining NATO?”

We got on the telephone, and he suggested we call the leader of Switzerland — “Switzerland,” my good — my goodness.  I’m getting really anxious here about expanding NATO.  (Laughter.)  Of Sweden.  And what happened was we got on the phone, and she asked if she could come the next day to want to talk about joining NATO.

Allies across the board are stepping up, increasing defense spending.  A majority of them are on track for the first time to exceed our 2 percent of GDP commitment that they made.  They agreed to spend 2 percent of the GDP on defense.

Look, for example, Germany: Germany has committed to spending 2 percent going forward, and announced a special fund for its military of more than $100 billion.  Slovakia, the Czech Republic, and the Netherlands have announced they will also meet their 2 percent commitments.  Poland, Romania, Estonia, Latvia, Lithuania are doing more than 2.5 percent, some as high as 3 percent.

Together, we’re deploying more assets and capabilities to bolster our Alliances across all domains — land, air, sea, cyber, and space.

We — we’ve reaffirmed that our Article 5 commitment is sacred.  And an attack on one is an attack on all, and we will defend every inch of NATO territory.  Every inch of NATO territory.

For our part, the United States is doing exactly what I said we would do if Putin invaded: enhance our force posture in Europe.  We’ll station more ships in here, in Spain.  We’re stationing more air defense in Italy and Germany; more F-35s in the United Kingdom; and, to strengthen our eastern flank, new permanent headquarters for the Army Fifth Corps in Poland.  In addition, an additional brigade combat team positioned in Romania, and additional rotational deployments in the Baltic countries.

Things are changing to adapt to the world as we have it today.  And all this is against the backdrop of our response to NATO’s — to Russia’s aggression and to help Ukraine defend itself.

The United States is rallying the world to stand with Ukraine.  Allies and partners around the globe are making significant contributions. 

Secretary Austin just brought together more than 50 countries — more than 50 countries — pledging new commitments, and this is a global effort to support Ukraine: nearly 140,000 anti-tank systems, more than 600 tanks, nearly 500 artillery systems, more than 600,000 rounds of artillery ammunition, as well as advanced multiple launch rocket systems, anti-ship systems, and air defense systems.

And again, the United States is leading the way.  We provided Ukraine with nearly $7 billion in security assistance since I took office.  In the next few days, we intend to announce more than $800 million more, including a new advanced Western air defense system for Ukraine, more artillery and ammunition, counter-battery radars, additional ammunition for the HIMARS multiple launch rocket system we’ve already given Ukraine and more HIMARS coming from other countries as well.

We also welcomed, for the first time, our partners in the Indo-Pacific to participate in the NATO Summit.  As I indicated to Putin, this would be — his action would cause worldwide response, bringing together democratic allies and partners from the Atlantic and the Pacific to focus on the challenges that matter to our future and to defend the rules-based order against the challenges, including from China.

In the G7 in Germany, we also launched what started off to be the Build Back Better notion, but it’s morphed into the Partnership for Global Infrastructure and Investment, to offer developing and middle-income countries better options to meet their urgent infrastructure needs.  Because when the United States and G7 countries put skin in the game, it helped bring — it helps bring millions of dollars up to — before it’s all over — up to possibly a trillion dollars of private sector money off the sidelines — $600 billion in just the next few years.

Unlike China, these projects will be done transparently and with very high standards.  For example, the U.S. government just facilitated a new partnership between two American firms and the government of Angola to invest $2 billion building a significant solar project in Angola.  It’s a partnership to help Angola meet its climate goals and energy needs while creating new markets for American technologies and good jobs in Angola.  As you heard me say before: When I think “climate,” I think “jobs.” 

And the G7 also said we’d work together to take on China’s abusive and coercive trade practices and rid our supply chains of products made with forced labor.

We tasked our teams to work on the details of the price cap on Russian oil to drive down Putin’s revenues without hurting Americans and others at the gas pump.

We’ll seek to use the funds from the tariffs on Russian goods to help Ukraine rebuild. 

We’re committed — we’ve committed more than $4.5 billion — more than half of that from the United States — to address food insecurity and the immediate crisis caused by the Russian war.

At every step of this trip, we set down a marker of unity, determination, and deep capabilities of the democratic nations of the world to do what need be done.  Putin thought he could break the transatlantic Alliance.  He tried to weaken us.  He expected our resolve to fracture.  But he’s getting exactly what he did not want.

He wanted the Findalization [Finlandization] of NATO.  He got the NATOization of Finland.

Just think about this: That’s what he thought.  Now NATO [Finland] and Sweden are closer than ever to joining.  And this will occur. 

We’re more united than ever.  And with the addition of Finland and Sweden, we’ll be stronger than ever.  They have serious militaries, both of them.  We’re going to increase the NATO border by 800 miles along the Finnish-Russian border.  Sweden is all in.

The point is: We’re meeting the goals I set out when we first — the first G7 meeting.  We’re moving to a place that reflects the realities of the 20- — the second quarter of the 21st century.  And we’re — we’re on the verge of making significant progress.

Now, I’d be happy to take your questions.  And the first question, I’m told, is Darlene Superville from the Associated Press.

Q    Thank you, Mr. President.  Two questions, please.

THE PRESIDENT:  (Laughs.)  Of course.

Q    “America is Back” was your motto at the first NATO Summit last year.  And you’ve come to this summit here and the one in Germany after the U.S. Supreme Court overturned constitutional protections for abortion, after the shootings in Buffalo and Texas, at a time of record inflation, and as new polling this week shows that 85 percent of the U.S. public thinks the country is going in the wrong direction. 

How do you explain this to those people who feel the country is going in the wrong direction, including some of the leaders you’ve been meeting with this week, who think that when you put all of this together, it amounts to an America that is going backward?

THE PRESIDENT:  They do not think that.  You haven’t found one person — one world leader to say America is going backwards.  America is better positioned to lead the world than we ever have been.  We have the strongest economy in the world.  Our inflation rates are lower than other nations in the world.  The one thing that has been destabilizing is the outrageous behavior of the Supreme Court of the United States on overruling not only Roe v. Wade, but essentially challenging the right to privacy.

We’ve been a leader in the world in terms of personal rights and privacy rights, and it is a mistake, in my view, for the Supreme Court to do what it did. 

But I have not seen anyone come up to me and do anything other than — nor have you heard them say anything other than, “Thank you for America’s leadership.  You’ve changed the dynamic of NATO and the G7.” 

So I — I can understand why the American people are frustrated because of what the Supreme Court did.  I can understand why the American people are frustrated because of inflation.  But inflation is higher in almost every other country.  Prices at the pump are higher in almost every other country.  We’re better positioned to deal with this than anyone, but we have a way to go. 

And the Supreme Court — we have to change that decision by codifying Roe v. Wade.

Q    There were some comments by some of your counterparts after the U.S. Supreme Court ruling. 

But my second question is: G7 leaders this week pledged to support Ukraine, quote, “for as long as it takes.”  And I’m wondering if you would explain what that means to the American people — “for as long as it takes.”  Does it mean indefinite support from the United States for Ukraine?  Or will there come a time when you have to say to President Zelenskyy that the United States cannot support his country any longer?  Thank you.

THE PRESIDENT:  We are going to support Ukraine as long as it takes.

Look at the impact that the war on Ukraine has had on Russia.  They’ve had to renege on their national debt for the first time since the beginning — almost well over 100 years.  They’ve lost 15 years of the gains they made in terms of their economy.  They’re in a situation where they’re having trouble because of my imposition of — of — dealing with what can be exported to Russia, in terms of technology.  They can’t even — you know, they’re having — they’re going to have trouble maintaining oil production because they don’t have the technology to do it.  They need American technology.  And they’re also in a simi- — similar situation in terms of their weapons systems and some of their military systems.  So they’re paying a very, very heavy price for this.

And just today, Snake Island is now taken over by the — by the Ukrainians.  So we are going to stick with Ukraine and all of the Alliance is going to stick with Ukraine as long as it takes to, in fact, make sure that they are not defeated by — by Ukraine — I mean, excuse me, in Ukraine by — by Russia.

And, by the way, think of this: Ukraine has already dealt a severe blow to Russia.  Russia, in fact, has already lost its international standing.  Russia is in a position where the whole world is looking and saying, “Wait a minute, all this effort — you tried to take the whole country.  You tried to take Kyiv.  You lost.  You’ve tried to take the Donbas and all of it.  You haven’t done that yet.” 

The generic point is that we’re supplying them with the capacity — and the overwhelming courage they’ve demonstrated — that, in fact, they can continue to resist the Russian aggression.  And so, I don’t know what — how it’s going to end, but it will not end with a Russian defeat of Ukraine in Ukraine.

I’m supposed to go down the list here.  Jim, the New York — Jim Tankersley, the New York Times.

Q    Hi.  Mr. President, thank you.  This week, you and the G7 allies introduced a plan for an oil price cap for Russian exports — which is not yet filled out — and, obviously, is a response to the high price of gasoline in the United States and around the world.  Are you confident that that cap would bring down prices for American drivers?  And how long is it expect — fair to expect American drivers to continue to pay a premium because of this war?

THE PRESIDENT:  Let me hear the — the second part of the question was, “Would it bring down the price?”

Q    Will it bring down prices.  And the war has pushed prices up.  They could go as high as $200 a barrel, some analysts think.  How long is it fair to expect American drivers and drivers around the world to pay that premium for this war?

THE PRESIDENT:  As long as it takes so Russia cannot, in fact, defeat Ukraine and move beyond Ukraine.  This is a critical, critical position for the world.  Here we are.  Why do we have NATO?

I told Putin that, in fact, if he were to move, we would move to strengthen NATO.  We would move to strengthen us — strengthen NATO across the board. 

Look, let me explain the price — I suggested a while ago that what we should consider doing is putting a cap on the amount of money that we would pay for — the world would pay for Russian oil, and that we would not — there would — we would not provide — the West — provides insurance — would not insure Russian ships carrying oil.  We would not provide insurance for them, so they would have great difficulty getting customers.

The point is that we’ve said to them, “Here’s the deal: We’re going to allow you to have a profit on what you make but not the exorbitant prices that you’re charging for the oil now.”  We’ve — we’ve delegated a commission — a group of our — (inaudible) sherpa — our national security people to sit down and work out that mechanism.  We think it can be done.  We think it can be done, and it would drive down the price of oil, and it would drive down the price of gasoline as well.

In addition — in addition, at home, I have also called for changes.  We’ve — I’ve released a million barrels of oil per day from our oil reserve, and in addition to getting other nations to move forward a total of 240 million barrels of oil to release from the Strategic Petroleum Reserve.  Number one.

Number two, I’ve asked Congress would they, in fact, go and end the — temporarily end the tax on gasoline at the pump.

And thirdly, to ask the states to do the same thing.

If we do these things, it’s estimated we could bring down, tomorrow, if they — if Congress agreed and the states agreed, we could bring down the price of oil about a dollar a gallon at the pump, in that range.  And so, we could have immediate relief in terms of the reduction of the — of the elimination of — temporary elimination of the gas tax.

And so I think there’s a lot of things we can do and we will do.  But the bottom line is: Ultimately, the reason why gas prices are up is because of Russia.  Russia, Russia, Russia. 

The reason why the food crisis exist is because of Russia — Russia not allowing grain to get out of Ukraine.  And so that’s the way in which I think we should move, and I think it would have a positive impact on the price at the pump as well.

Jordan Fabian, Bloomberg.

Q    Thank you, Mr. President.  I also have two questions for you.

THE PRESIDENT:  (Laughs.)  Of course.

Q    Thanks.  The first one is on Turkey.  What assurances, if any, did you make to President Erdoğan about his request for new F-16 jets for his military?

THE PRESIDENT:  What I said was — I said back in December, as you’ll recall, we should sell them the F-16 jets and modernize those jets as well.  It’s not in our interest not to do that.  And I indicated to them that I’ve not changed my position at all since December. 

And there was no quid pro quo with that; it was just that we should sell.  But I need congressional approval to be able to do that, and I think we can get that.

Q    And my second question is on your trip to Saudi Arabia, which is coming up next month.  As we just discussed, Americans are paying almost $5.00 a gallon nationally, on average, for gas.  So, do you expect to ask the Crown Prince or the King to increase oil production?  And if so, how will you balance that with your desire to hold them accountable for their human rights abuses?

THE PRESIDENT:  Well, first of all, that’s not the purpose of the trip.  The purpose of the trip — my — first of all, I’m starting off on that trip in Israel.  And the Israelis are — believe it’s really important that I make the trip.  And in addition to that, what we’re trying to do is that the G- — it’s the Gulf States plus three.  And so, I’m sure — it’s in Saudi Arabia, but it’s not about Saudi Arabia.  It’s in Saudi Arabia. 

And so there’s no commitment that is being made or — I’m not even sure; I guess I will see the King and the Crown Prince, but that’s — that’s not the meeting I’m going to.  They’ll be part of a much larger meeting. 

And what we’re talking about in dealing with that trip is that, before I go, I’m, as I said, going to Israel to meet with Israeli leaders to affirm the unbreakable bond Israel and the United States have.  And part of the purpose is — the trip to the Middle East — is to deepen Israel’s integration in the region, which I think we’re going to be able to do and which is good — good for peace and good for Israeli security.  And that’s why Israel leaders have come out so strongly for my going to Saudi. 

But the overall piece here is we’re also going to try to reduce the deaths and — in the war that’s occurring in Yemen.  There’s a whole range of things that go well beyond anything having to do with Saudi in particular.

Q    But if you were to see the Crown Prince or the King, would you ask them to increase oil production?

THE PRESIDENT:  No, I’m not going to ask them.  I’m going to ask — there’s — all the Gulf States are meeting.  I’ve indicated to them that I thought they should be increasing oil production, generically — not to the Saudis particularly.  And I think we’re going to — I hope we see them, in their own interest, concluding that makes sense to do.

And, you know, they have real concerns about — about what’s going on in Iran and other places in terms of their security as well — all of them.

Tarina [Tarini], the Wall Street Journal.

Q    Thank you, Mr. President.  I’m going to keep the trend and also ask two questions, if that’s okay.  One on the summit and one domestic question. 

On the summit, you just said that there would be another round of security assistance for Ukraine.  After hearing President Zelenskyy’s assessment that the war needs to end before the winter, are you changing your calculation in terms of the pace of the assistance and what kind of assistance you’re sending to Ukraine?

THE PRESIDENT:  No, I — the war could end tomorrow, by the way, if Russia stops its irrational behavior.  So, you know, when the war will end, I hope it ends sooner than later. 

But for it to end, they have to be in a position where the Is- — the Ukrainians have all that they can reasonably expect, we can reasonably expect to get to them, in order to perva- — provide for their physical security and their defenses.

And so, one does not relate to the other.  They need — we’re going to be providing another — well, I guess I’ll announce it shortly, but another $800 billion — $800 million in aid for additional weaponry, including — you know, weapons, including air defense system, as well as offensive weapons.  I have a whole list I’d be happy to give to you.  But that’s the next tranche that’s going to occur.

Q    And on the domestic question, sir: What further specific executive actions are you considering in response to the Roe ruling?  And would you declare a public health emergency as several Democrats are calling on you to do?

THE PRESIDENT:  I’ll be happy to go in detail with you on that, on the — I’m having a meeting with a group of governors when I get home on Friday.  And I’ll have announcements to make then.

But the first and foremost thing we should do is make it clear how outrageous this decision was and how much it impacts not just on a woman’s right to choose — which is a critical, critical piece — and on privacy generally.  On privacy generally. 

And so I’m going to be talking to — to the governors as to what actions they think I should be taking as well.  And — but the bi- — most important thing to be clear about is we have to change — I believe we have to codify Roe v. Wade into law.  And the way to do that is to make sure that Congress votes to do that.  And if the filibuster gets in the way — it’s like voting rights — it should be we provide an exception for this — the exce- — the — require an exception to the filibuster for this action to deal with the Supreme Court decision.

Q    Mr. President — 

THE PRESIDENT:  Hang on.  I got one more here.  Kelly O’Donnell, NBC.

Q    Thank you, Mr. President.  Well, you just made some news saying you would support changing the filibuster rules to codify abortion rights broadly across the country.

THE PRESIDENT:  Right to privacy, not just abortion rights.  But, yes, abortion rights. 

Q    Can you describe for us, sir — many Americans are grappling with this.  What is your sense today about the integrity and the impartiality of the Supreme Court?  Should Americans have confidence in the Court as an institution?

And your views on abortion have evolved in your public life.  Are you the best messenger to carry this forward when Democrats — many of them, many progressives — want you to do more?

THE PRESIDENT:  (Laughs.)  Yeah, I am.  I’m the President of the United States of America.  (Laughter.)  That makes me the best messenger. 

And I really think that it’s a serious, serious problem that the Court has thrust upon the United States not just in terms of the right to choose, but in terms of the right to who you can marry, the right — a whole range of issues relating to — to privacy. 

And I have written, way back, a number of law review articles about the Ninth Amendment and the — and the Fourteenth Amendment and why that privacy is considered as part of a constitutional guarantee.  And the — they’ve just wiped it all out. 

And so I’m the only President they got, and I feel extremely strongly that I’m going to do everything in my power which I legally can do in terms of executive orders, as well as push the Congress and the public.

The bottom line here is: If you care — if the polling data is correct, and you think this decision by the Court was an outrage or a significant mistake, vote.  Show up and vote.  Vote in the off-year and vote, vote, vote.  That’s how we’ll change it. 

All right, guys, I —

Q    Mr. President —

Q    Mr. President, just a quick one.

THE PRESIDENT:  No, there’s no such thing as a quick one.  I’m out of here.  Thank you all very much.

3:23 P.M. CEST

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Wednesday, June 29, 2022

Summer temperatures — and inflation — are running hot. Here's how to save money on cooling bills as prices rise - CNBC

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A pedestrian uses an umbrella to get some relief from the sun as she walks past a sign displaying the temperature on June 20, 2017 in Phoenix, Arizona.
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Summer's here, and it's a hot one. 

Forecasts from the Farmers' Almanac, the National Oceanic and Atmospheric Administration and The Weather Company — the IBM-owned forecasting and tech firm — all say the same thing: This summer is going to be hotter than average.

Meanwhile, U.S. consumers are also dealing with the highest inflation in 40 years, pushing up prices on everything from energy costs to food. In May, energy costs were up nearly 35% from a year earlier, with gasoline and fuel oil contributing the most to that elevated increase. Energy services costs are up 16% year over year, and electricity is 12% higher, according to the consumer price index report for last month. 

More from Invest in You:
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Before you start investing, here's what experts want you to know

That cost squeeze could make if hard for Americans looking to stay cool this summer. Here are some ways to cut down on energy use so you can keep your air conditioner running.

Tips for efficient energy use

Most cooling systems use electricity, so making sure your home is running as efficiently as possible can help you spend less to operate air conditioners and fans, according to Kelly Speakes-Backman, principal deputy assistant secretary for the U.S. Department of Energy's Office of Energy Efficiency and Renewable Energy.

First, do some general upkeep to your living space to make sure you're ready to go for the summer months. Make sure to seal any leaks in windows or doors, especially if you're using a window air-conditioning unit.

"This keeps both the hot air out and the cold air in," Speakes-Backman said. You should also clean or replace the filters in air conditioners to ensure your units are working as best they can.

When you are regularly running fans and air conditioners, you can save money by making sure they're only on or going full blast when you're at home. You can either manually adjust your thermostat between seven and 10 degrees warmer when you aren't home, or use timed electrical plugs or devices with apps that let you set when the air conditioning is running. In addition, you should keep blinds closed, especially in areas of your house that get direct sunlight.

People can also save energy by limiting the use of appliances that raise the temperature in your home and make it harder to cool in the summer. That could mean setting dishwashers to air dry, line-drying laundry, using smaller appliances to cook individual meals and even forgoing gas stoves.

"Grill out if you can," said Speakes-Backman. "The little stuff is what adds up."

Look for financial help on upgrades

Renters should check their lease before making any changes to their home or see if their landlord will help cover costs or pay for certain fixes.

Homeowners may benefit from having a home energy assessment or audit, in which a professional comes to your home and makes recommendations to improve its energy efficiency. They'll often identify the biggest problems first.

Homeowners should make sure they look at resources that can help with energy costs. There are weatherization programs such as the Energy Star home upgrade , which is available for low-income households and can reduce energy costs by an average of $500 per year, according to the U.S. Environmental Protection Agency.

In addition, there are federal tax credit and utility rebates that can offset the costs of many energy-efficient updates.

Seek out cooling centers

It's important when the heat gets intense to make sure your home is safe, that you are able to maintain an indoor temperature that isn't harmful to health.

If you're not sure you can effectively cool your home or it does get too hot, Speakes-Backman recommends looking up cooling centers, which are air-conditioned places where you can cool off in the summer. People can find one closest to where they live by checking out the National Center for Healthy Housing.

"If it's super-hot, you can't control it," said Speakes-Backman. "Don't push it."

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Remarks by President Biden and NATO Secretary General Jens Stoltenberg | Madrid, Spain - The White House

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Madrid, Spain

10:17 A.M. CEST

PRESIDENT BIDEN: Well, Jens, thank you very much for having me this morning. And, you know, we — we got a big agenda. And it’s great to be here with you to kick off the — I think is a history-making summit. And we talked about this for a year, and now we’re here.

Our meetings today — we’re going to approve a new NATO Strategic Concept and reaffirm the unity and determination of our Alliance to defend every inch of NATO territory. And Article 5 is sacrosanct, and we mean it when we say, “An attack against one is an attack against all — every inch.”

And so, at this summit, the full Alliance is going to welcome Finland and Sweden — their historic application for membership — and their decision to move away from neutrality and the tradition of neutrality to join NATO Alliance is going to make us stronger and more secure, and NATO stronger.

We’re sending an unmistakable message, in my view — and I think yours as well — that NATO is strong, united, and the steps we’re taking during this summit are going to further augment our collective strength.

To that end, today I’m announcing the United States will enhance our force posture in Europe and respond to the changed security environment, as well as strengthening our collective security.

Earlier this year, we surged 20,000 additional U.S. forces to Europe to bolster our Alliance in response to Russia’s aggressive move, bringing our force total in Europe to 100,000.

We’re going to continue to adjust our posture based on the threat, in close consultation with our Allies.

Here in Spain, we’re going to work with our Ally to increase U.S. Navy destroyers stationed in Spain’s Rota Naval Base from three to — from four to six — four to six destroyers.

In Poland, we’re going to establish a permanent headquarters for the U.S. Army Fifth Corps and — strengthening our U.S.-NATO interoperability across the entire eastern flank.

We’re going to maintain additional rotational Brigade — which is 3,000 fighters and another 2,000 personnel — Combat Team here in Europe, headquartered in Romania.

And we’re going to enhance our rotational deployments in — deployments in the Baltic states.

And we’re going to send two additional F-35 squadrons to the UK, and station additional air defense and other capabilities in Germany and in Italy.

And together, our Allies — we’re going to make sure that NATO is ready to meet threats from all directions, across every domain: land, air, and the sea.

In a moment when Putin has shattered peace in Europe and attacked the very, very tenets of the rules-based order, the United States and our Allies — we’re going to step up. We’re stepping up.

We’re proving that NATO is more needed now than it ever has been and it’s as important as it has ever been.

So I want to thank you, Jens, for leading the Alliance through this crisis and for your work to strengthen NATO for all the challenges that lie ahead. And I — I genuinely look forward to our discussion today.

And, again, thank you for your leadership. It’s important.

SECRETARY GENERAL STOLTENBERG: Thank you so much, President Biden, dear Joe. It’s really good to see you here in Madrid so soon after we met in the White House in Washington. And thank you for your personal leadership and the U.S. commitment to NATO, to European security demonstrated by the announcement — the announcements you just made to further increase U.S. presence in Europe.

And this really demonstrates your decisive leadership in strengthening the transatlantic bond, and also see that in the unwavering support from you and from the United States to Ukraine. That will be a main issue at the summit today.

We’ll meet with President Zelenskyy. He will address the summit. And as you said, this will be an historic summit. It will be a transformative summit where we will make decisions that will actually change this Alliance for many years to come.

We will agree a new Strategic Concept, the blueprint for NATO into the future — a more dangerous world, a more competitive world. We will agree the biggest overhaul of our collective defense deterrence since the end of the Cold War — and the U.S. is, of course, very much part of that.

And then we will invite Finland and Sweden to join NATO. And that demonstrates that NATO’s door is open. It demonstrates that President Putin has not succeeded in closing NATO’s door.

He is getting the opposite of what he wants. He wants less NATO; President Putin is getting more NATO by Finland and Sweden joining our Alliance.

We will agree a comprehensive assistance package for Ukraine. And then I also welcome the fact that we are able now to state that actually — that European Allies and Canada are stepping up with more troops, higher readiness, and also increased defense spending.

New figures shows that they have added 350 billion extra U.S. dollars for defense since we made the pledge back in 2014.

So, all in all, this demonstrates unity and the strength of our Alliance. So, thank you, Joe.

PRESIDENT BIDEN: Well, you know, I was asked about this one — about Finland and — and Sweden — when each of their leaders came to the White House. And I said Putin was looking for the “Finlandization” of Europe. He’s going to get the “NATO-ization” of Europe. And that’s exactly what he didn’t want, but exactly what needs to be done to guarantee security for Europe.

And I think it’s — I think it’s necessary, and I’m looking forward to it happening formally.

SECRETARY GENERAL STOLTENBERG: Thank you so much.

PRESIDENT BIDEN: Thank you.

10:23 A.M. CEST

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Kathy Hochul Is Here to Stay - The New Yorker

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Kathy Hochul Is Here to Stay

New York governor Kathy Hochul waves as she accepts the nomination as the New York governor candidate during the New...
In the months since Hochul took office, the importance of New York state politics, in terms of national Democratic Party priorities, has only increased.Photograph Kena Betancur / Getty 

For ten years, Andrew Cuomo dominated New York politics through force of personality and the hoarding of power. His successor, Kathy Hochul, after winning the Democratic gubernatorial primary election on Tuesday, appears poised to do something like the opposite.

Hochul was no one’s first choice to be governor. In 2014, Cuomo tapped her to be lieutenant governor, in part because of how politically nonthreatening she was. A former county clerk from Buffalo, she was best known for once opposing a plan to provide driver’s licenses to undocumented immigrants. For seven years, she stayed on the margins of state politics. In 2020, when Cuomo wrote a self-congratulatory memoir about New York’s response to the COVID-19 pandemic, he didn’t bother to mention her once. Last summer, when Cuomo was forced to resign and Hochul suddenly found herself in the top job, many considered her more a placeholder than a replacement.

But then something strange happened. The governorship of New York is one of the most visible jobs in American politics, and New York is not lacking in talented, ambitious, and well-resourced politicians. This is a state where, until recently, rumors of Alexandria Ocasio-Cortez mounting a primary challenge against Chuck Schumer were cropping up every few months. Yet no one stepped up to seriously challenge Hochul, a figure with far less clout than the Senate Majority Leader. Last year, Letitia James, the state attorney general, whose investigations of Cuomo’s alleged misconduct led to his resignation, announced that she was running for governor, and then pulled the plug on her campaign after only a few weeks, despite many seeing her as the prohibitive favorite. Jumaane Williams, the New York City public advocate, then became the left’s preferred candidate, only to wind up raising barely more money than necessary for a down payment on a New York City apartment. Tom Suozzi, a Long Island congressional representative, took another tack, making appeals to centrist and conservative Democrats, with little success. On Tuesday, in a low-turnout election, Hochul won easily. She will face Representative Lee Zeldin, the winner of the Republican primary, in the general election in November, but barring a shocking upset Hochul will continue to be New York’s governor.

For months, local political reporters have tried to answer the question of what Hochul wants. A November profile of Hochul in New York called her a “cipher,” “malleable,” and a “vessel for the will of her constituency.” A Hochul aide told the reporter, Laura Nahmias, that the Governor has a strong “moral compass” but a movable political one. When she was representing the citizens of Erie County, she strove for the endorsement of the National Rifle Association. Since becoming Governor, she has signed reforms to the state’s ethics, sexual-harassment, and voting laws; pledged to make New York a redoubt of abortion rights; and enacted serious gun-control measures in response to the Buffalo massacre. She’s also gifted hundreds of millions of dollars to her home-town N.F.L. team, the Buffalo Bills, for a new stadium; raised tens of millions from special-interest groups, including the real-estate, gambling, and cryptocurrency industries; and seen her own pick for lieutenant governor indicted on federal corruption charges. (He has pleaded not guilty).

Perhaps a better question to ask is what the rest of New York’s political system wants from Hochul. Cuomo’s downfall was about wrongdoing, but it was also about power. New York’s governor is particularly powerful compared with those of other states—in New York, it’s the governor who writes the state budget—and, over the years, Cuomo had become the most powerful New York governor in memory. He maintained and increased his power by pitting the two main factions of the Democratic Party, the left and the center, against each other. This arrangement eventually became intolerable to state lawmakers, particularly to a new crop of left-leaning members in the state legislature. By the time he resigned, Cuomo had few defenders left in either the Assembly or the State Senate.

That Hochul is a weaker governor than her predecessor has been a welcome change for many in state politics. Even after a budget season in which the left was stymied on many priorities, there’s still a sense that Hochul’s malleability offers something for everyone. And, in the months since she took office, the importance of New York state politics, in terms of national Democratic Party priorities, has only increased. The Times, in endorsing Hochul’s candidacy in the primary, noted the many issues on which the federal government has stalled out, including climate change, housing, and education. “With the federal government paralyzed on many of these issues, states are poised to become an even more powerful force in American life,” the newspaper’s editorial board wrote. “New York is among the few that have been dedicated to defending these essential norms that are under attack elsewhere in the country.” Hochul is no longer a placeholder. Now she’s in charge. ♦

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FACT SHEET: Biden-Harris Administration's Monkeypox Outbreak Response - The White House

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For years, the United States has invested in research on monkeypox and in tools to effectively respond to the disease. Monkeypox is a virus that is generally spread through close or intimate contact, with symptoms that include a rash and fever. It is much less transmissible than fast-spreading respiratory diseases like COVID-19, and this outbreak has not caused any deaths in the United States.  The virus, however, is spreading in the United States and globally, and requires a comprehensive response from federal, state, local, and international governments and communities. Since the first United States case was confirmed on May 18, President Biden has taken critical actions to make vaccines, testing, and treatments available to those who need them as part of its whole-of-government monkeypox outbreak response.

Today, the Biden-Harris Administration announced the first phase of its national monkeypox vaccine strategy, a critical part of its monkeypox outbreak response. The vaccine strategy will help immediately address the spread of the virus by providing vaccines across the country to individuals at high risk. This phase of the strategy aims to rapidly deploy vaccines in the most affected communities and mitigate the spread of the disease.

This announcement is a critical component of the Administration’s broader public health response, which includes rapidly scaling up and decentralizing testing alongside continued provider education and community engagement across the country. The Administration’s monkeypox outbreak response is also informed by the multiple times over the last twenty years that the United States has effectively responded to the virus. The United States government’s response is coordinated by the National Security Council Directorate on Global Health Security and Biodefense – more commonly known as the White House Pandemic Office – which President Biden restored on day one of his presidency, in collaboration with the Department of Health and Human Services (HHS).

Collectively, the Administration’s efforts aim to expand vaccination for individuals at risk and make testing more convenient for healthcare providers and patients across the country. The Biden-Harris Administration remains committed to working with urgency to detect more cases, protect those at risk, and respond rapidly to the outbreak.

Scaling and Delivering Vaccines to Mitigate New Infections: Thanks to prior investments in health security and the nation’s prior experience responding to the monkeypox virus, the United States has effective vaccines and treatments that can be used against monkeypox. To date, HHS has received requests from 32 states and jurisdictions, deploying over 9,000 doses of vaccine and 300 courses of antiviral smallpox treatments. With today’s national monkeypox vaccine strategy, the United States is significantly expanding deployment of vaccines, allocating 296,000 doses over the coming weeks, 56,000 of which will be allocated immediately. Over the coming months a combined 1.6 million additional doses will become available.

Making Testing Easier: The new national monkeypox vaccine strategy builds on the Administration’s efforts to make testing more widely available and easier to access. On day one of this outbreak, providers had access to a high-quality, FDA-cleared test to detect monkeypox. The CDC has since scaled testing capacity to 78 sites in 48 states, primarily at state public health laboratories, with spare capacity to conduct nearly 10,000 tests per week nationwide. Last week, CDC began shipping  tests to five commercial laboratory companies, including some of the nation’s largest reference laboratories, to further increase monkeypox testing capacity and access in every community. This action will dramatically improve convenience for patients and health care providers across the nation.

Activating Community Leaders and Stakeholders: The response to monkeypox requires a whole-of-society effort between federal, state, territorial, and local governments and communities. The Biden-Harris Administration is communicating with healthcare providers, public health officials, and affected communities on a daily basis to share information on what the virus is, how to treat it, and which communities are most at risk. The Administration is also sharing information on how to access testing, treatments, and vaccines, and how to prevent transmission with local, government, and community leaders in geographies and communities where transmission rates have been the highest. The Administration is grateful for the leadership and activism of advocates in the LGBTQI+ community who have thus far been most affected and have quickly mobilized to promote information and awareness.

The Biden-Harris Administration is providing vaccines to protect high-risk groups across America.

As part of the monkeypox outbreak response, the Biden-Harris Administration is launching a national strategy to provide vaccines for monkeypox for individuals at higher risk of exposure. The strategy aims to mitigate the spread of the virus in communities where transmission has been the highest and with populations most at risk. This plan distributes the two-dose JYNNEOS vaccine, which the Food and Drug Administration (FDA) approved for protection against smallpox and monkeypox in individuals 18 years and older determined to be at high risk for smallpox or monkeypox infection. States will be offered an equitable allotment based on cases and proportion of the population at risk for severe disease from monkeypox, and the federal government will partner with state, local, and territorial governments in deploying the vaccines.

The goal of the initial phase of the strategy is to slow the spread of the disease. HHS will immediately allocate 56,000 vaccine doses currently in the Strategic National Stockpile to states and territories across the country, prioritizing jurisdictions with the highest number of cases and population at risk. To date, vaccines have been provided only to those who have a confirmed monkeypox exposure. With these doses, CDC is recommending that vaccines be provided to individuals with confirmed monkeypox exposures and presumed exposures. This includes those who had close physical contact with someone diagnosed with monkeypox, those who know their sexual partner was diagnosed with monkeypox, and men who have sex with men who have recently had multiple sex partners in a venue where there was known to be monkeypox or in an area where monkeypox is spreading.

In the coming weeks, HHS expects to receive an additional 240,000 vaccines, which will be made available to a broader population of individuals at risk. HHS will hold another 60,000 vaccines in reserve.

As additional doses are received from the manufacturer, HHS will make them available to jurisdictions to expand availability to the vaccine for individuals with elevated risk. HHS is increasing the availability of doses by leveraging its long-standing partnership with the manufacturer of JYNNEOS to expand vaccine supply and by accelerating completion and shipment of doses to the United States.  HHS expects more than 750,000 doses to be made available over the summer. An additional 500,000 doses will undergo completion, inspection, and release throughout the fall, totaling 1.6 million doses available this year.

To supplement the supply of JYNNEOS, states and territories may also request a second vaccine, ACAM2000. ACAM2000 is FDA-approved for protection against smallpox, caused by the variola virus. ACAM2000 is also believed to confer protection against monkeypox, and is available under an expanded access investigational new drug protocol sponsored by CDC for vaccination of individuals at risk of monkeypox infection. However, ACAM2000 carries greater risk of certain serious side effects than JYNNEOS and cannot be provided to individuals who are immunocompromised or who have heart disease. The CDC will work with state, territorial, and local health departments requesting the ACAM2000 vaccine to ensure that individuals are fully informed on the benefits and the risks before receiving the vaccine.

HHS will work closely with local and state partners and health providers to continuously evolve and strengthen its vaccine strategy to ensure that vaccines are being made available to communities most at risk and where transmission has been highest.

The Administration is expanding testing supply and availability.

Last week, CDC began shipping its FDA-cleared orthopox test to five major commercial laboratory companies to rapidly increase monkeypox testing access across the country. This action will dramatically expand testing capacity nationwide and convenience for patients and health care providers. These laboratories will begin to come on board for testing in early July and increase capacity through the month.

This expansion reflects the latest, most significant increase in testing accessibility, building on the capacities already available within the Laboratory Response Network (LRN). CDC has worked with the LRN to increase public health testing capacity by more than 50% since the start of the outbreak, increasing testing capacity from 6,000 tests per week to approximately 10,000 test per week. This network continues to provide spare testing capacity to jurisdictions across the country. CDC is working with state, territorial, and local health departments to make the monkeypox testing process more accessible to health care providers.

To further expand access to testing early in the outbreak, CDC published its protocol from their FDA-cleared test on June 9, 2022 for any laboratory to test for monkeypox. The FDA is exercising enforcement discretion regarding CDC’s tests, which permits the use of tests beyond the current network. FDA has also authorized the use of additional reagents and automation to increase the capacity of laboratories using the CDC test.

Since the start of the monkeypox outbreak, the number of days from average symptom onset to test has decreased by approximately 35%, enabling patients to more quickly learn their diagnosis, access care, and prevent spread to others. The expansion of testing aims to facilitate further reductions in the gap between symptom onset and test result, maximizing access to treatment and vaccines for patients and high-risk contacts early in the course of disease.

The Administration has launched a robust community and stakeholder engagement strategy.

The most effective response to infectious disease outbreaks is a community-based response. The Biden-Harris Administration is communicating with healthcare providers, public health officials, and communities on a daily basis to raise awareness of the monkeypox outbreak and educate the public and local and community leaders about what the virus is, how it is transmitted, and which populations are most at risk of the virus. As part of its robust engagement strategy, the Administration is facilitating access to vaccines, treatments, and tests. The Administration will also continue to engage directly with leaders and stakeholders in the LGBTQI+ community to work together to prevent and combat stigma and bias, and promote testing and vaccine access and health equity for LGBTQI+ communities. Through its comprehensive stakeholder engagement strategy, the Administration is also creating a critical feedback loop – learning from the experiences of those most at risk and responding based on their insights and needs.

HHS has provided a range of public health information to inform providers and high-risk communities, including:

  • Updating and expanding the monkeypox case definition by June 1st to encourage health care providers to consider testing for all rashes with clinical suspicion for monkeypox;
  • Releasing emergency information on May 20th and June 14th covering clinical testing, treatment, contact tracing, and other topics to health providers, sexual and community health centers, and public health officials across the nation;
  • Providing over 570 case consultations to healthcare providers and health departments;
  • Clarifying how to transport and dispose of medical waste that allowed healthcare facilities and waste management companies to operate confidently and safely; and,
  • Regularly speaking with global, community, clinical, and public health stakeholders to solve challenges and answer questions.

HHS and CDC will continue to engage with the public and communities most impacted and at risk on a daily basis throughout the response.

The Administration is leading efforts to combat monkeypox globally

There is no domestic-only response to a global outbreak. The Biden-Harris Administration is committed to combatting monkeypox in the United States and around the world, including in countries where it has been historically endemic. The United States has also supported international efforts to combat monkeypox in endemic countries for years, including in Nigeria and the Democratic Republic of the Congo. The Biden-Harris Administration is dedicated to assisting endemic and non-endemic countries combat their outbreaks and is exploring options to further support the international response.

The Administration is also developing key U.S. monkeypox research and evidence priorities, led by the White House Office of Science and Technology Policy, to drive efforts to improve our arsenal of medical countermeasures, strengthen real-time monitoring, enhance our understanding of the monkeypox virus, and energize the broader U.S. and global scientific community around urgent monkeypox research and evidence challenges.

The Biden Administration has been responding to the outbreak since the first domestic case was identified with urgency, humility, and transparency, adapting our approach as we learn more about how this virus is spreading. It will continue to ensure a whole-of-government response to the monkeypox outbreak moving forward, and will lead the government in adapting our response as the situation develops.

To learn more about monkeypox, signs and symptoms, treatments, and prevention, please visit the CDC page here.

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Tuesday, June 28, 2022

Here's how to find Android 13's emoji-filled Easter egg - The Verge

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In the midst of an otherwise unremarkable new build of Android’s 13 developer beta, 9to5Google uncovered something fun: our annual Android Easter egg. This year’s hidden feature builds on the colorful splash screen from Android 12, this time filling it with emoji. Like, a lot of emoji.

The way it functions in the current beta version (13.3) is much like last year — start the Easter egg by going to Settings > About phone > Android version, then tap the Android version three times rapidly. This reveals an analog clock widget; move the hands to 1 o’clock (that’s 13:00 in military time — get it?), and you’ll see a colorful array of spots pop up representing Material You’s customizable color theming.

Here’s where it differs from last year: long press one of the spots, and they’ll all turn into emoji. You can keep long pressing to cycle through screens with different emoji themes like sea creatures, cats, and moon phases. So many emoji! Google isn’t the only one playing around with emoji wallpaper, either — one of the iOS 16 lock screens unveiled at WWDC 2022 is a grid of user-selectable emoji. Emoji wallpaper: so right now.

There’s a practical aspect of the Android 12 Easter egg that remains intact from last year, too. Once you find the Easter egg, you’ll have a new home screen widget option called “Android S Easter Egg.” Adding it to your homescreen will reveal color swatches for the various system colors the phone is using based on your wallpaper, ala Material You, so they can be saved or shared. Useful? Yes. As fun as a screen full of cat reaction emoji? No way.

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Office of the Governor News Release: Governor Ige announces Intent to Veto list - David Y. Ige | Newsroom

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Office of the Governor News Release: Governor Ige announces Intent to Veto list

Posted on Jun 27, 2022 in Latest Department News, Newsroom, Office of the Governor Press Releases

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HONOLULU – Gov. David Ige notified legislative leaders and key lawmakers of his intent to veto 30 of the 343 bills passed by the Hawaiʻi State Legislature during the 2022 session. A complete list of bills on the Intent to Veto List submitted to the Legislature follows.

Gov. Ige is not required to veto every bill on this list, and he cannot veto any bills that are not on this list. He has until July 12 to make his final decisions on vetoes. Measures that are not vetoed by this date will become law with or without the governor’s signature.

“Several factors went into my decision making, including legal considerations, program effectiveness, and compliance issues,” said Gov. Ige.

Two bills are being considered for line-item vetoes:

HB1600: RELATING TO THE STATE BUDGET
Bill Description: Adjusts and requests appropriations for fiscal biennium 2021-2023 funding requirements for operations and capital improvement projects of executive branch agencies and programs.

SB2076: RELATING TO BROADBAND SERVICE INFRASTRUCTURE

Bill Description: Requires the University of Hawaiʻi and the Hawaiʻi Broadband and Digital Equity Office (Office) to convene a working group to determine the appropriate             governance structure to operate, maintain, and oversee broadband assets. Appropriates funds for three full-time positions for the office and a statewide broadband initiative to be administered by the University of Hawaiʻi.

Veto Rationale: These bills are being considered for line-item vetoes of specific appropriations, including the over-appropriation of federal funds. In addition, the State must operate within the federal Maintenance of Effort (MOE) requirements contained in the American Rescue Plan Act.

The other 28 bills being submitted to the Legislature today are:

HB1147: RELATING TO THE STATE BUDGET

 

Bill Description: Appropriates funds for fiscal biennium 2021–2023. This bill appropriates funds to the Hawaiʻi Tourism Authority, the Convention Center special fund, the State Office of Planning, and the University of Hawaiʻi.

 

Veto Rationale: This bill was originally introduced in the 2021 Legislative Session and contained appropriations for CIP projects for the State. This year, the conference committee removed the CIP projects, and operating appropriations for various state agencies for FY23 were inserted without public input. The amendment of the bill in conference could be subject to constitutional challenge for making a non-germane amendment to the bill (“gut and replace”) without allowing an opportunity for the Legislature or the public to sufficiently consider the bill. Because the bill provides needed funding for Hawaiʻi Tourism Authority, I am looking at other ways we can continue to support HTA operations without the risk of a court challenge.

 

SB1297: RELATING TO THE ISSUANCE OF SPECIAL PURPOSE REVENUE BONDS TO ASSIST MAUIGROWN COFFEE, INC.

 

Bill Description: Extends the authorization to issue special purpose revenue bonds to assist MauiGrown Coffee, Inc., with the operation and expansion of its farm and mill.

Veto Rationale: This bill is defective because it attempts to extend the bond authorization lapse date beyond five years in violation of section 39A-317, Hawaiʻi Revised Statutes.

 

HB1567: RELATING TO CRIMINAL PRETRIAL REFORM

 

Bill Description: Eliminates the use of monetary bail and requires defendants to be released on their own recognizance for certain nonviolent offenses, subject to certain exclusions. Requires the department of public safety to take steps to provide videoconferencing to a defendant who chooses to participate in a bail report interview via videoconference.

 

Veto Rationale: There has not been sufficient time since the Legislature made changes to the State’s criminal pretrial system by Act 179, Session Laws of Hawaiʻi 2019, to fully assess the effect of the changes. The bill does not adequately address several important issues, including the need to secure the appearance of defendants and it deprives judges of the ability to exercise discretion on a case-by-case basis. The bill would mandate the automatic release of defendants that are charged with class C felonies that pose significant risks to public safety, such as felon in possession (firearm), burglaries in the second degree, arson in the third degree, riot, cruelty to animals, promoting a controlled substance in, on, or near schools, and extortion in the second degree.

HB1570: RELATING TO THE YOUTH VAPING EPIDEMIC

 

Bill Description: Bans the sale of certain flavored tobacco products and mislabeled e-liquid products. Establishes fines.

 

Veto Rationale: There was a late amendment to the definition of “flavored tobacco product” in this bill which exempted certain FDA approved tobacco products. This amendment essentially renders the bill ineffective since very few products would actually be included in this ban. In addition, the bill contains subjects that may go beyond its title in violation of the Hawaiʻi State Constitution.

HB1705: RELATING TO AGRICULTURAL PARK LEASES

 

Bill Description: Allows the Department of Agriculture to extend the agricultural park lease of any lessee who holds a lease with a remaining term of 15 years or less, provided that the land covered by the lease is 25 acres or less and located in a county with a population of less than 500,000.

 

Veto Rationale: The agricultural park program is meant to be a start-up program for new farmers and other small farm operations to become commercially established. This program is not meant to be a permanent space for lessees but rather a temporary environment to support new and expanding businesses. Many of the current lessees have had leases for close to 55 years, and there is a current wait list of over 200 applicants for new leases. This bill extends old leases by another 30 years and that extension can be repeated indefinitely. The largest hurdle that young farmers face is access to available and appropriately sized agricultural lands. Expanding opportunities for more farmers is important for our food security and allowing them equal access to this agricultural park program is one of the critical ways we can ensure growth in the agricultural industry.

 

HB1789: RELATING TO COLLECTIVE BARGAINING

 

Bill Description: Requires the representative of labor on the Hawaiʻi Labor Relations Board to be a person whose name has been selected by a simple majority of the exclusive representatives of the collective bargaining units and submitted to the governor for appointment. Requires the governor to submit the name of the nominee to the Senate for advice and consent no later than twenty days after exclusive representatives’ submittal of the nominee’s name to the Governor, and if the governor fails to do so, requires the exclusive representatives who recommended the nominee to transmit the nominee’s name directly to the Senate for confirmation.

 

Veto Rationale: This bill diminishes the Governor’s authority in appointing nominees to the Hawaiʻi Labor Relations Board. It would compel the governor to appoint a single individual selected by the exclusive representative of the collective bargaining units. The current practice is for the governor to make an appointment from a list of three nominees.

HB1980: RELATING TO TELEPHONIC SERVICES

 

Bill Description: Permits, but does not require or prohibit, Medicaid, health insurers, mutual benefit societies, and health maintenance organizations to cover telephonic behavioral health services under certain circumstances. Clarifies that telephonic services do not constitute telehealth.

 

Veto Rationale: While the intent of this bill is appreciated, its wording is vague and may allow insurance providers to restrict access to telephonic services. The vague wording can be construed to either restrict when a health plan may voluntarily provide coverage or provide purely permissive authority for health plans to provide coverage. This may prompt health insurance plans to restrict or exclude coverage for telephonic services due to concerns of compliance with this bill. This could especially impact patients in rural and underserved areas, those with limited digital skills, or those with limited access to reliable internet service.

SB2032: RELATING TO GENETIC INFORMATION PRIVACY

 

Bill Description: Establishes the Hawaiʻi Genetic Information Privacy Act. Requires direct-to-consumer genetic testing companies to adhere to certain requirements pertaining to the collection, use, and disclosure of genetic data. Establishes fines for violations. Allows the Office of Consumer Protection to bring civil action against violators.

 

Veto Rationale: The Office of Consumer Protection’s (OCP) independent authority as consumer counsel for the people of Hawaiʻi should be preserved. While the bill’s purpose to protect the consumers’ privacy and confidentiality is admirable, the enforcement mechanism provided in the bill appears to be problematic. Specifically, the bill requires OCP to bring actions to enforce violations through the Attorney General, thereby depriving OCP of its primary purpose under section 487-5, Hawaiʻi Revised Statutes (HRS), to initiate actions for the violation of laws enacted for the purpose of consumer protection. In addition, it is not clear whether that a consumer would retain the right to file a claim for an unfair and deceptive trade practice under chapter 480, HRS, for a violation of the prohibitions or requirements set forth in the bill. The lack of clarity may inadvertently and undesirably deter consumers from filing their own claims against direct-to-consumer genetic testing companies under chapter 480, HRS.

 

SB2091: RELATING TO EXECUTIVE PARDONS

 

Bill Description: Establishes a comprehensive application process for executive pardons.

 

Veto Rationale: This bill requires the county prosecutors to provide relevant information or materials to the pardon applicant’s packet. The increased amount of information would require additional staff time and resources to review, causing delays to the current pardon process which was recently streamlined by the Hawaiʻi Paroling Authority.

SB2142: RELATING TO COMPUTER SCIENCE

 

Bill Description: Allows Department of Education students to fulfill graduation requirements by taking world language, fine arts, career and technical education, or computer science courses. Establishes a scholarship at the University of Hawaiʻi to encourage students majoring in education to take a computer science course. Requires the University of Hawaiʻi to establish computer science pathways for students majoring in education. Requires teacher licensing and certification to include computer science. Appropriates funds.

 

Veto Rationale: This bill diminishes the power of the Board of Education to formulate statewide educational policy, as established by Section 3 of Article X of the Hawaiʻi State Constitution. While adding Computer Science as a graduation requirement is a good idea, it is a decision best left to the expertise and constitutional authority of the Board of Education. More concerning is the additional admissions requirements for the University of Hawai‘i system, which would be applicable to all campuses. Community colleges have an open admissions policy and do not have academic-based admissions requirements. This bill could result in barriers to education that would impact non-traditional and disadvantaged people who seek higher education.

SB2347: RELATING TO CONSTITUTIONAL AMENDMENTS

 

Bill Description: Requires the language and meaning of any proposed constitutional amendment and ratification question to be simple, concise, and direct to the extent practicable. Allows the presiding officers of the Legislature to request a written opinion of the supreme court regarding the legality of a proposed constitutional amendment and ratification question.

Veto Rationale: This bill requires the Supreme Court to issue written opinions within fifteen days on the legality of a proposed constitutional amendment or ratification question when requested by the presiding officers of the Legislature. The bill provides that the court’s written opinion is not appealable, which limits further judicial review, especially by those who were not allowed to participate in the court’s consideration of the issue. Advisory opinions generally do not have a detailed factual record or the benefit of prior legal analysis or advocacy from adverse interests regarding the issues that a proposed constitutional amendment often presents. Therefore, this bill can undermine the informed judicial decision-making process.

 

HB2424: RELATING TO CHILD WELFARE SERVICES

 

Bill Description: Expands the investigative authority of the Department of Human Services (DHS) to include families with foster children with a pending adoption decree or for whom an adoption decree has been issued but adoption has not yet taken place, children who are placed into legal guardianship and who receive permanency assistance payments, and adopted children who receive adoption assistance payments, and against whom a complaint has been filed with DHS at any time. Requires DHS to analyze and report on the impact of expanding home visits to families receiving adoption assistance or legal guardianship assistance. Establishes the Malama Ohana working group to seek, design, and recommend transformative changes to the State’s child welfare system. Appropriates funds to increase the procurement of contracted services to provide additional support, resources, and monitoring of families receiving benefits from the State’s adoption assistance and permanency assistance programs.

 

Veto Rationale: This bill seeks to require the Department of Human Services to monitor and surveil families that have adopted or taken guardianship of former foster children, so that the families can never live free of government intrusion in their lives, a right which all other families take for granted. Although the trauma experienced by the community over the loss of a former foster child is real and cannot be dismissed, the solution cannot be to violate the constitutional privacy rights and basic dignity of every family that has taken in and provided love and stability to a former foster child. For example, the expanded authority to Department of Human Services could be used by a child’s abusive biological parent to initiate repeated investigations of the child’s new family, in an effort to disrupt the child’s adoptive home, thereby preventing the child from ever feeling safe and stable in their new home.

In addition, the bill was amended in conference committee, without notice to the public or an opportunity for input from the public, including adoptive families and former foster children. I urge the Legislature to propose legislation in a new form next session to give the community an opportunity to testify and comment on all portions of the bill. As a community, we have an obligation to every child to provide a safe, stable, and loving home and I am hopeful that the legislature will work towards meeting that obligation.

HB2466: RELATING TO TARO

 

Bill Description: Exempts the gross proceeds or income received from the sale of any product resulting from the cultivation and production of unprocessed taro from the general excise tax. Repeals 6/30/2027.

 

Veto Rationale: The intent of the bill was to provide a GET exemption that is only available to taro farmers. Taro farmers are generally subject to GET at the wholesale rate of one-half of one percent. The bill is not consistent with bill’s intent because it also allows the GET exemption to be claimed by certain retail sellers, not just taro farmers. As written, retail sellers such as drug stores, convenience stores, and restaurants would qualify for the GET exemption if they sold items in which the primarily ingredient is taro, such as poi or taro chips. This would make the exemption very difficult to administer for the Department of Taxation and confusing for the retailers.

 

SB2510: RELATING TO RENEWABLE ENERGY

 

Bill Description: Establishes a state energy policy that requires at least 33.33 per cent of renewable energy to be generated by firm renewable energy. Establishes requirements for the State to maintain a diversified renewable energy portfolio. Amends statutory provisions to achieve firm renewable energy generation for each island. Excepts geothermal energy production from limitations on energy production from a single renewable energy source. Prohibits fossil fuel generation after December 31, 2045, except in circumstances where unavailability of renewable fuels would require limited use of fossil fuels to maintain grid reliability. Requires the Office of Planning and Sustainable Development to update the energy state functional plan. Requires the Hawaiʻi Natural Energy Institute to conduct a study on the minimum percentage of firm renewable energy. Appropriates funds. (CD1)

 

Veto Rationale:  This bill could prevent our achieving the goal of generating power from 100% renewable, clean energy sources by 2045. This bill mandates a minimum “firm” renewable energy based on a flawed understanding of energy reliability but leaves open to interpretation how to address evolving, hybrid technologies and how to calculate the percentage. Yet, depending on how the percentage is calculated, some islands would immediately be out of compliance. Each interpretation results in different percentages, leaving open to interpretation how much more “firm” renewable energy would be needed to satisfy the minimum requirement. This bill does not account for the natural resources or the physical, technical, social, or economic constraints each island has. In the case of Oahu, there is limited land for bioenergy, limited hydropower opportunities, and unproven geothermal resources, making it unclear whether Oʻahu can provide the minimum percentage as defined by the bill. This means that some form of renewable fuel would likely need to be imported at higher cost, and contrary to our goals to increase energy independence and security. This bill potentially shuts down all current renewable energy projects for homeowners, businesses, utilities, and independent power producers. Because this bill requires a minimum of 33.33% “firm” renewable energy, and until an island meets that percentage, no other renewables may be allowed, unless OPSD issues a waiver for it or OPSD’s opposition to a waiver overruled by the governor.

This bill changes the State Planning Act from general guidance to singling out energy for special oversight by the Office of Planning and Sustainable Development (OPSD) and ultimately the governor. This overrides the expertise of energy agencies by substituting the functional agency lead, the State Energy Office, and the regulatory agency lead, the PUC, with OPSD. This bill compromises the independence and integrity of the Public Utilities Commission by giving OPSD and the governor the ability to overrule PUC decisions.

 

SB2511: RELATING TO TAXATION

 

Bill Description: Expands the renewable energy technologies income tax credit to include firm renewable energy systems and long-duration renewable energy storage systems. Caps the amount of credit that may be claimed by a taxpayer and the total amount of tax credits for certain firm renewable energy systems and long-duration renewable energy storage systems that may be claimed in a taxable year. Specifies that the income tax credit is available for eligible systems that are placed in service before 1/1/2046.

Veto Rationale: This bill has a significant administrative flaw in that it creates an aggregate $20 million cap without designating a certifying agency to ensure that the aggregate cap is not exceeded. Further, the bill requires tax credits to be prorated if the cap is exceeded, but because the tax credits are processed when received, taxpayer’s claims for credit after the cap is exceeded will have to be denied, prorated, or adjusted, and those taxpayers may incur a tax liability with penalties and interest. The uncertainty about whether a credit will actually be available when claimed could have a chilling effect on the willingness of the public to install new renewable energy systems.

SB2623: RELATING TO THE HAWAIIAN HOMES COMMISSION ACT

 

Bill Description: Excludes from any waiting list maintained by the department of Hawaiian Home Lands any lessee or successor who sells or transfers their lease on a tract of Hawaiian Home Lands for personal gain.

 

Veto Rationale: There is already a system in place for DHHL to prioritize new lessees and minimize the problem this bill purports to solve. The bill therefore would not have appreciable impact on other waiting list applicants’ ability to receive homestead lease awards.

SB2707: RELATING TO COLLECTIVE BARGAINING

 

Bill Description: Requires the employer to initiate negotiations on repricing of classes within a bargaining unit within thirty days of the employer’s receipt of the exclusive representative’s written request to negotiate. Establishes that the employer’s failure to initiate the negotiation within such time frame or the parties’ failure to reach an agreement within ninety days of the exclusive representative’s written request to negotiate or by January 31 of a year in which the collective bargaining agreement is due to expire, whichever is earlier, constitutes an impasse to which the impasse procedures in section 89-11, Hawaiʻi Revised Statutes, shall apply. Effective 7/1/2022.

 

Veto Rationale: The mandates of the bill will undermine the current classification and pricing system and could result in claims of unequal pay or discrimination. Repricing requires a technical analysis, including knowledge about the subject class and training in factors that determine pricing. There would no longer be a consistent application of criteria if multiple arbitration panels make repricing determinations. Furthermore, the existing negotiated repricing process already provides the unions with opportunity to submit negotiated repricing requests.

 

SB2824: RELATING TO THE BOARD OF EDUCATION

 

Bill Description: Amends the minimum qualifications for Board of Education members.

 

Veto Rationale: The bill requires the BOE to collectively have knowledge, experience, and proven expertise for thirteen areas, where only eleven positions are available. Education is only one of the thirteen areas listed in the bill; the other twelve areas of expertise are corporate-focused and unrelated to the oversight of a statewide public education system. Compliance with this bill would virtually guarantee that educational experts will be far outnumbered in the BOE’s composition and could be excluded from consideration for appointment altogether.

SB2989: RELATING TO AGRICULTURE

 

Bill Description: Requires the Department of Agriculture to establish a Healthy Soils Program. Appropriates funds.

 

Veto Rationale: This bill requires expansive resources to operate a responsible, transparent and effective statewide program. This bill does not provide the resources or guidance to create what would amount to a new division within the Department of Agriculture. A similar bill, SB2056, which also passed this session requires the Office of Planning and Sustainable Development along with the Department of Agriculture to undertake a soil classification study for the future regulation of agricultural lands.

SB3089: RELATING TO EMERGENCY MANAGEMENT

 

Bill Description: Clarifies that powers granted for emergency purposes shall not be inconsistent with the State Constitution. Provides for greater clarity and specificity regarding the scope of suspensions of law. Authorizes the governor to require counties to obtain approval before issuing any emergency order, rule, or proclamation. Clarifies the legal framework governing the extension and termination of emergency periods. Allows the Legislature to terminate a state of emergency. Clarifies that the governor may re-declare a state of emergency that has been terminated. Specifies when certain prohibitions during an emergency or a severe warning expire. Defines “severe warning”.

 

Veto Rationale: This bill would interfere with the Governor’s duties and legal obligations to provide for the public health, safety, and welfare by limiting his ability to determine the duration of an emergency. It could also jeopardize counties’ ability to get disaster relief through the Federal Emergency Management Authority if the state of emergency is terminated prematurely. A premature termination of a state of emergency will create an impossible situation where county mayors will have to rely on their limited emergency powers to respond to an emergency without State assistance. This latter situation, if allowed, could jeopardize federal assistance, which generally requires the State to provide assistance before counties receive federal assistance. Additionally, because the county mayors lack the authority to suspend state laws, their emergency responses during a local state of emergency are still confined by state laws, including the laws that regulate driver’s license expiration dates and gun registration deadlines. A gubernatorial state of emergency needs to be in place to suspend state laws that may affect counties’ ability to effectively respond to emergencies. A premature termination of a state of emergency may significantly impede counties’ emergency management capabilities.

 

SB3172: RELATING TO PUBLIC AGENCY MEETINGS

 

Bill Description: Requires that any electronic audio or video recording of a board meeting be maintained as a public record, regardless of whether the written minutes of the board meeting have been posted. Amends the information that must be included as part of the written minutes of board meetings to include, among other things, time stamps linked to the recording, if the meeting was recorded. Repeals the option for boards to provide recorded minutes accompanied by written summaries as an alternative to written minutes of board meetings.

Veto Rationale: This bill will place unmanageable burdens on boards, particularly small boards that have no staff and rely entirely upon volunteers. The current option for boards to provide a recording of the meeting with a time-stamped summary of the meeting instead of detailed written minutes allows the public to learn what occurred at the meeting faster than if this bill becomes law.

SB3179: RELATING TO THE DEPARTMENT OF LAND AND NATURAL RESOURCES

 

Bill Description: Requires the Department of Land and Natural Resources’ Division of Forestry and Wildlife to adopt rules and issue funds to licensed hunters at a per unit rate for feral axis deer herd management.

 

Veto Rationale: Bounty programs to manage feral animal populations have been found to be ineffective and invite problems of fraud and trespass. The Department of Land and Natural Resources is already working on this issue and has a task force to reduce the axis deer populations in Maui County.

SB3201: RELATING TO NON-PROFIT ORGANIZATIONS

 

Bill Description: Clarifies the application of the general excise tax law with regard to gross income derived from unrelated trade or business activities of nonprofit organizations.

 

Veto Rationale: Qualifying nonprofit organizations are currently subject to GET for fundraising activities. The intent of the measure was to change current law to exempt GET on fundraising activities. Unfortunately, the measure will have the unintended consequence of making certain types of income currently exempt from the GET subject to tax. Thus, this measure will affect some nonprofit organizations unexpectedly and negatively.

SB3229: RELATING TO GEOTHERMAL ROYALTIES

 

Bill Description: Caps the amount of royalties from geothermal resources that are to be paid to the State and to the county in which the geothermal resources are located. Deposits royalties into the University Innovation and Commercialization Initiative Special Fund, to be expended by the Hawaiʻi Groundwater and Geothermal Resources Center, to further the discovery and development of geothermal resources. Requires the entities that received geothermal royalties to submit an annual report to the Legislature.

 

Veto Rationale: The Department of Land and Natural Resources is required to manage the programs that regulate certain aspects of geothermal development and energy. This bill includes a proposed cap that diverts funds from critical DLNR programs that regulate geothermal development and energy. The cap is insufficient to cover the operating costs of these programs.

SB3252: RELATING TO PUBLIC RECORDS

Bill Description: Beginning 7/1/2023, imposes a cap on the costs charged for the reproduction of certain government records; waives the cost of duplication of government records provided to requestors in an electronic format; imposes a cap on costs charged for searching for, reviewing, and segregating records; and provides for a waiver of fees when the public interest is served by a record’s disclosure. Appropriates funds for positions.

Veto Rationale: This bill will have a significant adverse impact on government agency operations. The full waiver of search, review, and segregation fees for virtually all records requests, acts as a disincentive for records requesters to narrow the scope of their requests, thus resulting in overbroad requests. Agencies do not have dedicated personnel to respond to these requests and many will be unable to comply without paying for overtime or more staff. There may be more UIPA lawsuits, which will increase costs to government agencies through awards of attorneys’ fees and costs to plaintiffs filing those lawsuits. As a result, agencies may be forced to choose between responding to records requests and performing their regular jobs.

SB3272: RELATING TO TRANSPORTATION

 

Bill Description: Requires the Director of Transportation to adopt rules to require tour aircraft operations to report details of each flight taken by the tour aircraft operation on a monthly basis. Establishes the Air Noise and Safety Task Force.

 

Veto Rationale: Because of federal preemption, the Department of Transportation has no authority to impose or enforce regulations regarding air space and aircraft operations under the jurisdiction of the Federal Aviation Administration. Therefore, the actions of the Department of Transportation can take based on the additional reports and disclosures will be limited and unlikely to produce the bill’s desired results.

SB3311: RELATING TO TRANSPORTATION

 

Bill Description: Establishes long-term goals for zero emissions transportation in Hawaiʻi and abroad to reduce and eliminate transportation emissions. Establishes the interisland transportation working group. Establishes the electric vehicle sales growth working group. Requires annual reports to the Legislature.

Veto Rationale: The bill’s intent is already being fulfilled through current collaboration between state agencies and industry and public stakeholders. The bill establishes two working groups, both of whose work would duplicate current initiatives to support clean transportation and to achieve Hawaii’s clean energy goals. There is also no funding allocated in the Department of Transportation to lead these working groups, support their work, and produce annual reports to the Hawaiʻi Climate Change Mitigation and Adaptation Commission and Legislature.

SB3335: RELATING TO THE CIVIL AIR PATROL

 

Bill Description: Appropriates funds for operational expenses of the Hawaiʻi Wing of the Civil Air Patrol.

 

Veto Rationale: It is unclear whether these funds would be provided through a contract or grant but both pose challenges. The Hawaiʻi Wing of the Civil Air Patrol is not registered in good standing with the Department of Commerce and Consumer Affairs. In addition, CAP has not applied for a grant-in-aid this year. Allowing the Legislature to provide funds to private entities without complying with the standards for the award of grants in chapter 42F, Hawaiʻi Revised Statutes, is prohibited by the Hawaiʻi State Constitution.

Governor Ige also announced today that he signed 105 more bills into law bringing the total number signed so far this year to 220.

###

 

Media Contacts:

Jodi Leong

Deputy Communications Director/Press Secretary

Office of the Governor

Office: 808-586-0043

[email protected]

Cindy McMillan

Communications Director

Office of the Governor

Office: 808-586-0012

Mobile: 808-265-7974

[email protected]

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