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Thursday, April 29, 2021

Here’s How to Claim Your Stimulus Payments: File Your Tax Return - The New York Times

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Thursday: In addition to three federal stimulus payments, some Californians also qualify for the Golden State Stimulus.

A family playing miniature golf at the Golf N’ Stuff Family Fun Park in Los Angeles County. Stimulus payments have helped families cope with the economic shock caused by the pandemic.
Philip Cheung for The New York Times

Good morning.

Today we’re going to talk about money, money, money — or more precisely, government stimulus payments.

Several rounds of federal and state payments directed at individuals in 2020 and 2021 were intended to help people cope with the pandemic’s shock to the economy.

Each of them has different rules, but all of them are pegged to taxable income. In a recent report, the California Policy Lab estimated that up to 2.2 million eligible Californians will not get up to $5.7 billion in federal payments because they earn too little to file tax returns and therefore aren’t popping up in government computer systems.

That means it’s important to file your 2020 federal and state tax returns to get all the payments that you qualify for. The deadline is May 17 for both this year.

Here’s a quick guide to the government checks.

The federal government has sent out three rounds of checks, which most eligible people should have received by now.

The first payment, for up to $1,200 per adult and $500 per child, went out starting last April. The payments were phased out at higher levels of taxable income, based on your 2018 or 2019 tax return.

The second payment, for up to $600 per adult and child, went out in December and January. Again, the payments were reduced for those with higher incomes.

The third payment, for up to $1,400 per adult and child, started going out last month. And like the other two, the payments are being phased out at higher income levels, reaching zero for individuals earning $80,000 and couples earning $160,000.

If you didn’t get the first two federal payments but think you might be eligible, you can calculate any amount due and claim a credit on your 2020 tax return. At this point, that’s the only way to catch up on those payments.

For the third payment, the I.R.S. calculated eligibility and amounts based on 2019 returns. If your income dropped in 2020, you are likely to qualify for a bigger payment. After you file your 2020 return, the I.R.S. says, it will send out any higher amount that you are owed. If you still don’t get a payment and think you are owed one, you can file for a credit when you complete your 2021 return.

In February, California lawmakers approved a separate state stimulus payment of $600 to $1,200 for residents who qualify for the earned-income tax credit or who earned less than $75,000 last year.

California isn’t sending out checks under this Golden State Stimulus program. Instead, any money you’re entitled to will be added to your tax refund or reduce your tax due when you file your 2020 state return. Unlike the federal payments, undocumented residents can receive the California funds as long as they have a valid tax identification number.

San Francisco also runs a separate stimulus program for low-income residents. And yes, that, too, requires a tax return.

No more big checks are in the works.

But as part of the March stimulus package, many taxpayers with children will get a higher child tax credit, and the Treasury Department is supposed to start paying it out in monthly installments of $250 to $300 per child starting in July.

On Wednesday, the Biden administration also proposed $1.8 trillion in spending increases and tax cuts, including new federal support for child care and education, financed by higher taxes on wealthier Americans.

No, sorry. But here is our special pandemic guide to your 2020 taxes to help you do them yourself.

Senior citizens, low-income residents, the disabled, military personnel and those who speak limited English can also get assistance from two state programs.

(This article is part of the California Today newsletter. Sign up to get it delivered to your inbox.)


Alameda Police Department

Brittany Hosea-Small/Reuters

The recent wave of violence against Asians and Asian-Americans, including attacks in California, has brought new attention to anti-Asian bias, what it means to be of Asian descent in the United States, and what the term “Asian-American” means to the millions of people it aims to describe.

If your family is from Asia, how do you feel about being identified as Asian-American? Tell us what it means to you. We’ll report back on what we hear.


California Today goes live at 6:30 a.m. Pacific time weekdays. Tell us what you want to see: CAtoday@nytimes.com. Were you forwarded this email? Sign up for California Today here and read every edition online here.

Vindu Goel has lived in California for about half his life, including stints in San Diego, Silicon Valley, San Francisco, and now, Oakland. He is currently an emerging platforms editor on the Audience team.

California Today is edited by Julie Bloom, who grew up in Los Angeles and graduated from U.C. Berkeley.

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Here’s How to Claim Your Stimulus Payments: File Your Tax Return - The New York Times
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